Defiance County property record for 22686 Garman Rd, Defiance, OH 43512 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,680 sqft · built 1977 |
| Lot Size | 0.517 acres (22,521 sqft) |
| Owner | Individual Name on File |
| Last Sale | $152,000 (Apr 2014) |
| Tax Bill | $2,693 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | B110003000809 |
| Primary APN | B110003000809 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,680 sqft Living Area |
| 1st Floor Area | 1,680 sqft |
| Basement Area | 1,680 sqft |
| Finished Basement | 1,680 sqft |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 22,521 sqft (0.517 acres) |
| Garage Type | Attached - Unfinished |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 132 sqft |
| Deck Area | 288 sqft |
| Patio Area | 288 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Street Address | 22686 GARMAN RD |
|---|---|
| City | DEFIANCE |
| State | OH |
| Zip | 43512-9089 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECTION 3 N PT SW NE |
| Jurisdiction | DEFIANCE OH |
| Township / Civil Division | DEFIANCE |
| Census Block Group | 4 |
| Census Block | 4035 |
| Census Tract | 958900 |
Source: Defiance County records · APN B110003000809
Assessment roll updated March 19, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 22686 GARMAN RD, DEFIANCE, OH 43512-9089 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 28, 2014 · Amount on Record |
| Deed Sale | Apr 28, 2014 · Amount on Record |
| Prior Sale | Mar 17, 2014 · Amount on Record |
| Deed Document Number | 20141612 |
| Deed Book / Page | 379 / 975 |
| Prior Transfer Date | Jun 18, 2010 |
| Prior Transfer Doc | 344/0224 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DEFIANCE OH |
| Property Address | 22686 GARMAN RD, DEFIANCE, OH 43512-9089 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2021 |
| Name | Verified Name |
|---|---|
| Address | 22686 GARMAN RD, DEFIANCE, OH 43512-9089 |
| Document Number | 441/738 |
|---|---|
| Date | Aug 10, 2021 |
| Book Page | 441/738 |
| Instrument | 202100004463 |
| Name | THE CITIZENS NATIONAL BANK OF BLUFFTON |
|---|---|
| Type | Bank |
| Address | BLUFFTON, OH 45817 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Sep 01, 2036 |
Source: Defiance County records · Assessment roll updated March 19, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Defiance County |
| County Subdivision | Defiance Township |
| Unified School District | Defiance City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,693.00 | $69,220 (-) Land $2,700 Building $66,520 | |
| 2024 | $2,693.00 (+1.2%) | $69,220 (-) Land $2,700 Building $66,520 | |
| 2023 | $2,661.00 (+14.21%) | $69,220 (+28.73%) Land $2,700 Building $66,520 | $197,771 (+28.72%) Land $7,714 Building $190,057 |
| 2022 | $2,330.00 | $53,770 Land $2,520 Building $51,250 | |
| 2020 | $153,650 Land $7,210 Building $146,440 |
Source: FEMA National Flood Hazard Layer, Defiance County (39039C), updated March 8, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390399589004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 13 individual NFIP policies nearby |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 8 (1981–2018) |
| Most Recent Claim | Mar 2018, other causes |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 15 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Arthur Mutual Telephone Company | Fiber | 1,000 / 500 |
| Verizon | Fixed Wireless | 300 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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