Pine County property record for 22686 Co Rd 41, Willow River, MN 55795
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 1 ba · 2,744 sqft · built 2008 |
| Lot Size | 40 acres (1,742,400 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,937 (2025) |
| Deeds & Mortgages | Sep 2022 Mortgage Jun 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 17.0049.000 |
| Primary APN | 17.0049.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 2,744 sqft Living Area |
| Gross Area | 2,480 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2011 |
| Exterior Material | Other |
| Construction Type | Tilt-Up Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Galvanized Metal |
| Lot Area | 1,742,400 sqft (40 acres) |
| Garage Area | 1,920 sqft |
| Parking Spaces | 6 Parking Spaces |
| Porch | Slab |
| Heating Fuel | Geothermal |
|---|
| Street Address | 22686 COUNTY ROAD 41 |
|---|---|
| City | WILLOW RIVER |
| State | MN |
| Zip | 55795-3354 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | SECT-05 TWP-044 RANGE-020 40.00 AC SOUTHWEST 1/4 OF SOUTHWEST 1/4 MICRO #391652,475987,562211 SOUTHWEST 1/4 MICRO |
| Legal Range | 020 |
| Legal Township | 044 |
| Legal Section | 05 |
| Jurisdiction | PINE MN |
| Township / Civil Division | KETTLE RIVER |
| Census Block Group | 1 |
| Census Block | 1046 |
| Census Tract | 950200 |
Source: Pine County records, as of August 10, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 22686 COUNTY ROAD 41, WILLOW RIVER, MN 55795-3354 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 26, 2022 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK |
| Jun 15, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FALCON NATIONAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINE MN |
| Property Address | 22686 COUNTY ROAD 41, WILLOW RIVER, MN 55795-3354 |
| Transaction Type | Mortgage |
| Record Updated | Jul 20, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000572304 |
|---|---|
| Date | Sep 26, 2022 |
| Instrument | 572304 |
| Name | WELLS FARGO BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2052 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINE MN |
| Property Address | 22686 COUNTY ROAD 41, WILLOW RIVER, MN 55795-3354 |
| Transaction Type | Mortgage |
| Record Updated | Aug 4, 2021 |
| Name | Verified Name |
|---|
| Document Number | 562212 |
|---|---|
| Date | Jun 15, 2021 |
| Instrument | 562212 |
| Name | FALCON NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Pine County assessment roll, as of August 10, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Pine County |
| County Subdivision | Kettle River Township |
| Unified School District | Willow River Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $491,000 (+16.49%) Land $165,300 Building $325,700 | $491,000 (+16.49%) Land $165,300 Building $325,700 | |
| 2025 | $2,937.00 (+103.96%) | ||
| 2023 | $1,440.00 Homeowner's exemption | $421,500 Land $111,900 Building $309,600 | $421,500 Land $111,900 Building $309,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 3, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (1997–2016) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jul 2016 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Fiber | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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