22686 Chestnut Tree, Novi, MI 48375 Property Records

Oakland County property record for 22686 Chestnut Tree, Novi, MI 48375

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,124 sqft · built 1970
Lot Size0.23 acres (10,019 sqft)
OwnerIndividual Name on Record
Tax Bill$3,285 (2025)
Deeds & MortgagesOct 2022 Second Mortgage
Jun 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN50-22-25-352-005

Property Details

APN / Parcel Number

Primary APN50-22-25-352-005

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,124 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1970
Lot Area10,019 sqft (0.23 acres)
Lot Dimensions125 ft deep x 80 ft wide
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address22686 CHESTNUT TREE
CityNOVI
StateMI
Zip48375-4310
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-4
Legal DescriptionT1N, R8E, SEC 25 HEATHERBRAE SUB LOT 97
Legal Range08E
Legal Township01N
Legal Section25
Legal SubdivisionHEATHERBRAE
Legal Lot Number97
JurisdictionOAKLAND MI
Township / Civil DivisionNOVI
Census Block Group3
Census Block3005
Census Tract136500

Owner

Source: Oakland County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address22686 CHESTNUT TREE, NOVI, MI 48375-4310
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 24, 2022Deed of Trust, Mortgage · Stand-Alone Second Mortgage
DFCU FINANCIAL
Jun 9, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address22686 CHESTNUT TREE, NOVI, MI 48375-4310
Transaction TypeMortgage
Record UpdatedNov 4, 2022
Title CompanyDFCU TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address22686 CHESTNUT TREE, NOVI, MI 48375-4310

Mortgage

Document Number0000462250
DateOct 24, 2022
Book Page58210/782
Instrument462250
Lender
NameDFCU FINANCIAL
TypeCredit Union
AddressDEARBORN, MI 48126
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term61 Months
DueOct 31, 2027

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address22686 CHESTNUT TREE, NOVI, MI 48375-4310
Transaction TypeMortgage
Record UpdatedJun 25, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address22686 CHESTNUT TREE, NOVI, MI 48375-4310

Mortgage

Document Number0000145626
DateJun 9, 2021
Book Page56349/567
Instrument145626
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueJun 1, 2031

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityNovi City
Unified School DistrictNovi Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,285.00 (-12.1%)
2023$3,737.00 (+8.95%) Homeowner's exemption$166,740$333,480
2022$3,430.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF NOVI
serves 56,780 people · EPA ID MI0004870
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionOct 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 471 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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