22682 Summit Rd, Los Gatos, CA 95033 Property Records

Santa Cruz County property record for 22682 Summit Rd, Los Gatos, CA 95033

Property Summary

Property Type	Recreational Vacant Land
Details	3 bd · 3 ba · 3,737 sqft · built 1979
Lot Size	2.69 acres (117,481 sqft)
Owner	2 Individual Names on File
Last Sale	$1,900,000 (Aug 2023)
Tax Bill	$22,447 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`096-091-23`

Property Details

APN / Parcel Number

Primary APN	`096-091-23`
Alternative APN	`096-091-23-000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Building Area	3,737 sqft Gross Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 2010
Construction Type	Wood
Roof Type	Sawtooth
Roof Material	Composition Shingle
Lot Area	117,481 sqft
Garage Type	Attached
Garage Area	366 sqft
Parking Spaces	1 Parking Space
Deck Area	689 sqft
Patio Area	689 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	22682 SUMMIT RD
City	LOS GATOS
State	CA
Zip	95033-9201
Property Category	Public Works
Property Type	Public Works > Recreational Vacant Land
Local Zoning Code	RA
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SUMMIT ROAD
Census Block Group	1
Census Block	1000
Census Tract	121000

Owner

22682 Summit Rd, recreational vacant land, is owned and occupied by two individuals who bought it in August 2023.

Source: Santa Cruz County records, as of August 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	22682 SUMMIT RD, LOS GATOS, CA 95033-9201
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 4, 2023 · Amount on File
Deed Sale	Aug 4, 2023 · Amount on File
Prior Sale	Jan 3, 2005 · Amount on File
Deed Document Number	202314536
Record Updated	Sep 20, 2026

August 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Aug 4, 2023
Property Address	22682 SUMMIT RD, LOS GATOS, CA 95033-9201
Document Number	0000014536
Map Reference	MB 4 PG 11
Instrument Date	Jul 11, 2023
Instrument	2023-0014536
Transaction Type	Transfer
Record Updated	Aug 16, 2023
Title Company	CORNERSTONE TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,090.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	22682 SUMMIT RD, LOS GATOS, CA 95033-9201

Mortgage

Document Number	0000014537
Date	Aug 4, 2023
Instrument	2023-0014537

Lender

Name	HOMETOWN EQUITY MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	8.12%
Type Change Date	Sep 1, 2030
Change Frequency	6 Months
Min Rate At Change	8.12%
Max Rate At Change	13.1%
Margin	5
Max Rate	13.1%

Mortgage

Document Number	0000014538
Date	Aug 4, 2023
Instrument	2023-0014538

Lender

Name	WILLIAM D WELDER
Type	Private Party
Address	17515 MOUNTAIN CHARLIE RD, LOS GATOS, CA 95033

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 22682 Summit Rd was $22,447.

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Elementary School District	Loma Prieta Joint Union Elementary School District (KG - 08)
Secondary School District	Los Gatos-Saratoga Joint Union School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,976,760 (+2%) Land $1,383,732 Building $593,028
2025	$22,447.00	$1,938,000 Land $1,356,600 Building $581,400
2023	$13,524.00 (+4.43%)	$1,123,337 (+2%) Land $616,305 Building $507,032	$1,657,620
2022	$12,950.00	$1,101,311 Land $604,220 Building $497,091

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 22682 Summit Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (1982–2017)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Feb 2017 · Severe Winter Storms, Flooding, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 22682 Summit Rd is moderate, ranking above 65% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 40% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Verizon Fixed Wireless	300 / 20
Surfnet Communications Fixed Wireless · Fiber in parts of the area	100 / 25

May also be available: Cruzio, Etheric Networks, Ridge Wireless, Xfinity.

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