22680 Silver Oak Ct, Cupertino, CA 95014 Property Records

Santa Clara County property record for 22680 Silver Oak Ct, Cupertino, CA 95014

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,313 sqft · built 1979
Lot Size	0.054 acres (2,368 sqft)
Owner	Individual Name on Record
Last Sale	$1,710,000 (Oct 2021)
Tax Bill	$20,327 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Oct 2021 Transfer + 4 more
Flood Zone	Zone X (moderate risk)
APN	`342-49-021`

Property Details

APN / Parcel Number

Primary APN	`342-49-021`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,313 sqft Living Area
1st Floor Area	1,313 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	H-Shape
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Wood Shingle
Lot Area	2,368 sqft (0.054 acres)
Lot Dimensions	74 ft deep x 32 ft wide
Garage Area	437 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	22680 SILVER OAK CT
City	CUPERTINO
State	CA
Zip	95014-5635
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	P
Legal Description	TRACT 6272 SILVEROAKS WEST AMENDED BOOK 451 PAGE 31 LOT 21
Legal Subdivision	SILVEROAKS WEST AMD
Legal Tract	6272
Legal Lot Number	21
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	1
Census Block	1010
Census Tract	507704

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	22680 SILVER OAK CT, CUPERTINO, CA 95014-5635
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2021	Grant Deed, Transfer · Conventional Mortgage THE GOLDEN 1 CU
Oct 15, 2021	Intrafamily Transfer, Transfer CHICAGO TITLE COMPANY
Mar 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Oct 29, 2019	Deed of Trust, Mortgage BANK OF AMERICA
Aug 22, 2018	Deed of Trust, Mortgage BANK OF AMERICA
Mar 3, 2017	Grant Deed, Transfer · ARM US BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 15, 2021 · Amount on Record
Deed Sale	Oct 15, 2021 · Amount on Record
Prior Sale	Mar 3, 2017 · Amount on Record
Deed Document Number	202125133975
Prior Transfer Date	Sep 20, 2021
Prior Transfer Doc	0025133974
Record Updated	Sep 20, 2026

October 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Oct 15, 2021
Property Address	22680 SILVER OAK CT, CUPERTINO, CA 95014-5635
Document Number	0025133975
Map Reference	MB 451 PG 30&31
Instrument Date	Oct 5, 2021
Instrument	25133975
Transaction Type	Transfer
Record Updated	Oct 25, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22680 SILVER OAK CT, CUPERTINO, CA 95014-5635

Mortgage

Document Number	0025133976
Date	Oct 15, 2021
Instrument	25133976

Lender

Name	THE GOLDEN 1 CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Oct 15, 2021
Property Address	22680 SILVER OAK CT, CUPERTINO, CA 95014-5635
Document Number	0025133974
Map Reference	MB 451 PG 30&31
Instrument Date	Sep 20, 2021
Instrument	25133974
Transaction Type	Transfer
Record Updated	Oct 25, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3765 TAMARACK LN APT 92, 92, SANTA CLARA, CA 95051-2533

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	22680 SILVER OAK CT, CUPERTINO, CA 95014-5635
Transaction Type	Mortgage
Record Updated	Apr 2, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22680 SILVER OAK CT, CUPERTINO, CA 95014-5635

Mortgage

Document Number	0024889775
Date	Mar 24, 2021
Instrument	24889775

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.62%
Type Change Date	Apr 1, 2028
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	7.62%
Index	1-Year LIBOR
Max Rate	7.62%

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	22680 SILVER OAK CT, CUPERTINO, CA 95014-5635
Document Number	0024320319
Instrument Date	Oct 29, 2019
Transaction Type	Mortgage
Record Updated	Nov 13, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	22680 SILVER OAK CT CUPERTINO CA 950145635, CUPERTINO, CA 95014-5635

Mortgage

Document Number	0024320319
Date	Nov 4, 2019
Instrument	24320319

Lender

Name	BANK OF AMERICA
Type	Bank
Address	101 S TRYON ST, CHARLOTTE, NC 28280-0002

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 3, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.12%

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	22680 SILVER OAK CT, CUPERTINO, CA 95014-5635
Document Number	0024013537
Instrument Date	Aug 22, 2018
Transaction Type	Mortgage
Record Updated	Sep 11, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	22680 SILVER OAK CT CUPERTINO CA 950145635, CUPERTINO, CA 95014-5635

Mortgage

Document Number	0024013537
Date	Aug 29, 2018
Instrument	24013537

Lender

Name	BANK OF AMERICA
Type	Bank
Address	101 S TRYON ST, CHARLOTTE, NC 28280-0002

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 28, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.5%

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Mar 3, 2017
Property Address	22680 SILVER OAK CT, CUPERTINO, CA 95014-5635
Document Number	0023595499
Map Reference	MAP419 PG49&50
Instrument Date	Feb 9, 2017
Instrument	23595499
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	22680 SILVER OAK CT, CUPERTINO, CA 95014-5635

Mortgage

Document Number	0023595500
Date	Mar 3, 2017
Instrument	23595500

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 1, 2024
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	8.87%
Index	1-Year CMT
Max Rate	8.87%

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Cupertino City
Elementary School District	Cupertino Union Elementary School District (KG - 08)
Secondary School District	Fremont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,400,000 (-14.89%) Land $700,000 Building $700,000
2025	$20,327.00 (-2%)	$1,645,000 (-1.79%) Land $822,500 Building $822,500
2023	$20,741.00 (-3.05%)	$1,675,000 Land $837,500 Building $837,500
2022	$21,393.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CUPERTINO serves 16,336 people · EPA ID CA4310018
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 562 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
Ridge Wireless Fixed Wireless	100 / 60
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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