2268 Kelmscott Ct, Sanford, FL 32773 Property Records

Seminole County property record for 2268 Kelmscott Ct, Sanford, FL 32773

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,892 sqft · built 2019
Owner	Individual Name on Record
Last Sale	$302,500 (Oct 2019)
Tax Bill	$4,665 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Oct 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`17-20-31-5VC-0000-0790`

Property Details

APN / Parcel Number

Primary APN	`17-20-31-5VC-0000-0790`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	2 Stories
Building Area	1,892 sqft Living Area
1st Floor Area	778 sqft
2nd Floor Area	1,114 sqft
Upper Floors Area	1,114 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Garage Area	437 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	176 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2268 KELMSCOTT CT
City	SANFORD
State	FL
Zip	32773-7116
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 79 KENSINGTON RESERVE PB 81 PGS 86-92
Legal Range	31
Legal Township	20
Legal Section	17
Legal Subdivision	KENSINGTON RESERVE
Legal Lot Number	79
Jurisdiction	SEMINOLE FL
Township / Civil Division	SANFORD
Census Block Group	1
Census Block	1070
Census Tract	21000

Owner

Source: Seminole County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2268 KELMSCOTT CT, SANFORD, FL 32773-7116
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2021	Deed of Trust, Mortgage · FHA Mortgage FLAGSTAR BANK FSB
Oct 16, 2019	Special Warranty Deed, Transfer · FHA Mortgage NVR MORTGAGE FINANCE INC
Jun 14, 2019	Grant Deed, Transfer NVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SVCS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 16, 2019 · Amount on Record
Deed Sale	Oct 16, 2019 · Amount on Record
Prior Sale	Jun 14, 2019 · Amount on Record
Deed Document Number	2019112693
Deed Book / Page	09458 / 1343
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEMINOLE FL
Property Address	2268 KELMSCOTT CT, SANFORD, FL 32773-7116
Transaction Type	Mortgage
Record Updated	May 2, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2268 KELMSCOTT CT, SANFORD, FL 32773-7116

Mortgage

Document Number	0098650583
Date	Mar 5, 2021
Book Page	9865/583
Instrument	2021029928

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	JACKSONVILLE, FL 32202

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	344 Months
Due	Nov 1, 2049

October 2019: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	SEMINOLE FL
Recording Date	Oct 16, 2019
Property Address	2268 KELMSCOTT CT, SANFORD, FL 32773-7116
Document Number	0094581343
Book / Page	09458 / 1343
Map Reference	MB 81 PG 86-92
Instrument Date	Oct 11, 2019
Instrument	2019112693
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	NVR SETMNT SVCS OF MD INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,117.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4307 VINELAND RDH, 4307, ORLANDO, FL 32811

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2268 KELMSCOTT CT, SANFORD, FL 32773-7116

Mortgage

Document Number	0094581345
Date	Oct 16, 2019
Instrument	09458/1345

Lender

Name	NVR MORTGAGE FINANCE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SEMINOLE FL
Recording Date	Jun 14, 2019
Property Address	2268 KELMSCOTT CT, SANFORD, FL 32773-7116
Document Number	0093740855
Book / Page	009374 / 000855
Instrument Date	Jun 12, 2019
Instrument	63548
Transaction Type	Transfer
Record Updated	Jul 1, 2019
Title Company	NVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SVCS INC

Transaction

Amount	Amount Recorded
Tax	$475.99
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1450 CENTREPARK BLVD #340 WEST PALM BEACH FL 334017443, 340, WEST PALM BEACH, FL 33401-7443
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Seminole County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Seminole County
Municipality	Sanford City
Unified School District	Seminole County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,665.00 (+12.65%) Homeowner's exemption	$292,164 (+5.99%)	$357,553 (-4.9%) Land $100,000 Building $257,553
2023	$4,141.00 (+2.96%) Homeowner's exemption	$275,660 (+3%)	$375,977 (+12.86%) Land $100,000 Building $275,977
2022	$4,022.00 Homeowner's exemption	$267,631	$333,130 Land $84,000 Building $249,130

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 52 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	52 in force
Nearby Flood Claims	18 (2008–2024)
Claims Outside the SFHA	6 of 18
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Ian, Sep 2022 · 3 claims Tropical Storm Fay, Aug 2008 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 56% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANFORD, CITY OF (2 WPS) serves 79,715 people · EPA ID FL3590205
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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