22674 Marshall Ln, Wittman, MD 21676 Property Records

Talbot County property record for 22674 Marshall Ln, Wittman, MD 21676

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,226 sqft · built 1900
Lot Size	2.83 acres (123,275 sqft)
Owner	2 Individual Names on File
Last Sale	$514,000 (Oct 2018)
Tax Bill	$4,460 (2026)
Deeds & Mortgages	May 2022 Line of Credit Dec 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`05-188342`

Property Details

APN / Parcel Number

Primary APN	`05-188342`
Alternative APNs	`5188342` `188342`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	2,226 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	123,275 sqft (2.83 acres)
View / Lot	Waterfront
Garage Type	Attached
Garage Area	648 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	462 sqft
Porch	Slab
Porch Area	456 sqft
Patio Area	312 sqft
Shed	1 Shed
Boat Access	Boat Access

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	188342
Street Address	22674 MARSHALL LN
City	WITTMAN
State	MD
Zip	21676
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2.838 AC S/S MAIN RD WITTMAN
Jurisdiction	TALBOT MD
Township / Civil Division	5, BAY HUNDRED
Census Block Group	1
Census Block	1040
Census Tract	960800

Owner

22674 Marshall Ln is owned and occupied by two individuals who bought it in October 2018.

Source: Talbot County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 29, WITTMAN, MD 21676-0029
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 5, 2022	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Dec 27, 2019	Deed of Trust, Mortgage · Conventional Mortgage LAFAYETTE FCU
Nov 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU
Oct 19, 2018	Deed, Transfer · ARM LAFAYETTE FCU
Sep 14, 2017	Deed, Transfer · ARM LAFAYETTE FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 19, 2018 · Amount on File
Deed Sale	Oct 19, 2018 · Amount on File
Prior Sale	Sep 14, 2017 · Amount on File
Deed Book / Page	2571 / 452
Transfer Doc	0000001188
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TALBOT MD
Property Address	22674 MARSHALL LN, WITTMAN, MD 21676
Transaction Type	Mortgage
Record Updated	May 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1011 MITSCHER DR, KEY WEST, FL 33040-7078

Mortgage

Document Number	0029720463
Date	May 5, 2022
Book Page	2972/463

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	May 1, 2062

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TALBOT MD
Property Address	22674 MARSHALL LN, WITTMAN, MD 21676
Transaction Type	Mortgage
Record Updated	May 3, 2022
Title Company	EASTERN SHORE TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0026690370
Date	Dec 27, 2019
Book Page	2669/370

Lender

Name	LAFAYETTE FCU
Type	Credit Union
Address	ROCKVILLE, MD 20852

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2025
Change Frequency	5 Years
Min Rate At Change	1.76%
Max Rate At Change	5.37%
Index	5-Year CMT
Max Rate	8.37%

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TALBOT MD
Property Address	22674 MARSHALL LN, WITTMAN, MD 21676
Transaction Type	Mortgage
Record Updated	May 3, 2022
Title Company	NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0029210099
Date	Nov 23, 2021
Book Page	2921/99

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

October 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	TALBOT MD
Recording Date	Oct 19, 2018
Property Address	22674 MARSHALL LN, WITTMAN, MD 21676
Document Number	0025710452
Book / Page	2571 / 452
Instrument Date	Oct 15, 2018
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	EASTERN SHORE TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,710.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	22674 MARSHALL LN, WITTMAN, MD 21676

Mortgage

Document Number	0002571457
Date	Oct 19, 2018
Instrument	2571/457

Lender

Name	LAFAYETTE FCU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4%
Type Change Date	Nov 1, 2023
Change Frequency	5 Years
Min Rate At Change	3.25%
Max Rate At Change	6%
Index	Other
Max Rate	9%

September 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	TALBOT MD
Recording Date	Sep 14, 2017
Property Address	22674 MARSHALL LN, WITTMAN, MD 21676
Document Number	0024770488
Book / Page	2477 / 488
Instrument Date	Sep 12, 2017
Instrument	2477-488
Transaction Type	Transfer
Record Updated	Aug 10, 2021
Title Company	EASTERN SHORE TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,375.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5741 E CANYON RIDGE NORTH DR, CAVE CREEK, AZ 85331-9318
Investor	Possibly a Property Investor

Mortgage

Document Number	2477493
Date	Sep 14, 2017
Instrument	2477-493

Lender

Name	LAFAYETTE FCU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Type Change Date	Oct 1, 2022
Change Frequency	Annually
Min Rate At Change	3.5%
Max Rate At Change	6.25%
Index	Other
Max Rate	9.25%

Tax Assessment & Valuation

The 2026 property tax bill for 22674 Marshall Ln was $4,460 with a homeowner's exemption, up 2.4% from the year before.

Source: Talbot County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Talbot County
Unified School District	Talbot County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,460.00 (+2.36%) Homeowner's exemption	$556,367	$618,700 Land $287,600 Building $331,100
2025	$4,357.00 Homeowner's exemption
2023	$4,011.00 Homeowner's exemption	$486,000	$525,200 Land $226,900 Building $298,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 22674 Marshall Ln in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 107 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	107 in force
Nearby Flood Claims	41 (1979–2024)
Claims Outside the SFHA	13 of 41
Most Recent Claim	Jan 2024 · river or lake flooding
Claims by Event	Hurricane Isabel, Sep 2003 · 29 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 22674 Marshall Ln is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 70% of Maryland
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Starlink Satellite	280 / 30

May also be available: Easton Velocity, T-Mobile, Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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