2266 Whispering Trl, Eagan (Saint Paul), MN 55122 Property Records

Dakota County property record for 2266 Whispering Trl, Eagan, MN 55122

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,939 sqft · built 1991
Lot Size	0.355 acres (15,441 sqft)
Owner	2 Individual Names on Record
Last Sale	$620,000 (Nov 2023)
Tax Bill	$7,124 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Dec 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-83954-03-030`

Property Details

APN / Parcel Number

Primary APN	`10-83954-03-030`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	2,939 sqft Living Area
Gross Area	3,739 sqft
1st Floor Area	1,755 sqft

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1995
Architectural Style	Split Level
Construction Type	Wood
Lot Area	15,441 sqft (0.355 acres)
Garage Type	Attached
Garage Area	800 sqft
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	2266 WHISPERING TRL
City	SAINT PAUL
State	MN
Zip	55122-2312
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WHISPERING WOODS 5TH ADD 3 3
Legal Subdivision	WHISPERING WOODS 5TH ADD
Legal Block	3
Legal Lot Number	30
Jurisdiction	DAKOTA MN
Township / Civil Division	EAGAN
Census Block Group	1
Census Block	1016
Census Tract	60744

Owner

Source: Dakota County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2266 WHISPERING TRL, SAINT PAUL, MN 55122-2312
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2026	Deed of Trust, Mortgage · Non-Conforming Investor Loan TRUSTONE FINANCIAL CU
Dec 21, 2023	Warranty Deed, Transfer · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 30, 2023 · Amount on Record
Deed Sale	Nov 30, 2023 · Amount on Record
Deed Document Number	20231604451
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAKOTA MN
Property Address	2266 WHISPERING TRL, EAGAN, MN 55122-2312
Transaction Type	Mortgage
Record Updated	Mar 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2266 WHISPERING TRL, SAINT PAUL, MN 55122-2312

Mortgage

Document Number	0003713822
Date	Feb 25, 2026
Instrument	3713822

Lender

Name	TRUSTONE FINANCIAL CU
Type	Credit Union
Address	MINNEAPOLIS, MN 55447

Agreement

Type	Non-Conforming Investor Loan
Amount	Amount Recorded
Term	121 Months
Due	Mar 11, 2036

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAKOTA MN
Recording Date	Dec 21, 2023
Property Address	2266 WHISPERING TRL, EAGAN, MN 55122-2312
Document Number	0003613637
Instrument Date	Nov 30, 2023
Instrument	3613637
Transaction Type	Transfer
Record Updated	Jan 11, 2024
Title Company	TITLE SMART INC, TITLESMART INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,046.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2266 WHISPERING TRL, EAGAN, MN 55122-2312

Mortgage

Document Number	0003613638
Date	Dec 21, 2023
Instrument	3613638

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2053

Tax Assessment & Valuation

Source: Dakota County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Dakota County
Municipality	Eagan City
Unified School District	Rosemount-Apple Valley-Eagan (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,124.00 (+16.67%)	$595,100 (+2.8%) Land $169,400 Building $425,700	$595,100 (+2.8%) Land $169,400 Building $425,700
2023	$6,106.00 Homeowner's exemption
2022		$578,900 Land $162,400 Building $416,500	$578,900 Land $162,400 Building $416,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Eagan serves 68,223 people · EPA ID MN1190007
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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