7648 KENNETT SQ WEST BLOOMFIELD MI 483225006, WEST BLOOMFIELD, MI 48322-5006
Mortgage
Document Number
168443
Date
Oct 12, 2018
Book Page
052268/000001
Instrument
168443
Lender
Name
MERCANTILE BK/MI
Type
Bank
Address
GRAND RAPIDS, MI 49504
Agreement
Amount
Amount on Record
Term
360 Months
Due
Oct 11, 2048
Interest
Rate Type
Adjustable Rate
Rate
3.87%
May 2018: Grant Deed, Mortgage
Document Type
Grant Deed
Jurisdiction
OAKLAND MI
Recording Date
May 10, 2018
Property Address
22657 MONTEBELLO CT, NOVI, MI 48375-4193
Book / Page
051800 / 000194
Instrument Date
Apr 30, 2018
Instrument
78742
Transaction Type
Mortgage
Record Updated
May 30, 2018
Transaction
Tax
$0.00
Additional
Multiple Parcels
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Company
Address
45380 W 10 MILE RD #135 NOVI MI 483753001, 135, NOVI, MI 48375-3001
Mortgage
Document Number
0000078742
Date
May 10, 2018
Book Page
051800/000194
Instrument
78742
Lender
Name
MERCANTILE BK/MI
Type
Bank
Address
310 LEONARD ST NW, GRAND RAPIDS, MI 49504-4224
Agreement
Type
Line of Credit
Amount
Amount on Record
Interest
Rate Type
Adjustable Rate
Tax Assessment & Valuation
The 2025 property tax bill for 22657 Montebello Ct was $18,338 with a homeowner's exemption.
Source: Oakland County assessment roll, as of February 4, 2026
Property Jurisdictions
Type
Name
State
Michigan
County
Oakland County
Municipality
Novi City
Unified School District
Northville Public Schools (KG - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2025
$18,338.00
2023
$19,233.00 (+2.18%)Homeowner's exemption
$556,190
$1,112,380
2022
$18,822.00
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Flood
FEMA maps place 22657 Montebello Ct in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X moderate risk
500-Year Floodplain
Yes 0.2% annual chance
Nearest Special Flood Hazard Area
Zone AE, within 100 ft
Flood Insurance Requirement
Not required lenders may require it
Community Rating System
Class 7 (15% premium discount)
Nearby Flood Policies
4 in force
Nearby Flood Claims
1 (1979)
Most Recent Claim
Apr 1979 · tidal / storm surge
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 22657 Montebello Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Low lower than 94% of the US · lower than 85% of Michigan
Wildfire Likelihood
Under 0.01% annual chance
Exposure
Direct burnable vegetation
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
CITY OF NOVI serves 56,780 people · EPA ID MI0004870
Water Source
Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection
Oct 2025
Lead
Under 1 ppb (2025) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
None last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Internet Providers
Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025