22657 Garrod Rd, Saratoga, CA 95070 Property Records

Santa Clara County property record for 22657 Garrod Rd, Saratoga, CA 95070

Property Summary

Property Type	Single Family Home
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on File
Last Sale	$2,500,000 (Nov 2023)
Tax Bill	$29,489 (2025)
Deeds & Mortgages	Nov 2023 Sale Mar 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`503-12-038`

Property Details

APN / Parcel Number

Primary APN	`503-12-038`

Exterior

Lot Area	87,120 sqft

Location & Zoning

Street Address	22657 GARROD RD
City	SARATOGA
State	CA
Zip	95070-9781
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HR
Legal Description	LOT 2
Legal Lot Number	2
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	1
Census Block	1002
Census Tract	507600

Owner

22657 Garrod Rd is owned by two individuals who bought it in November 2023.

Source: Santa Clara County records, as of July 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7774 KINGDOM DR, RIVERSIDE, CA 92506-7507
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2023	Grant Deed, Transfer OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY
Mar 19, 2021	Grant Deed, Transfer · Conventional Mortgage FIRST REPUBLIC BANK
May 25, 2018	Grant Deed, Transfer · Conventional Mortgage FIRST TECHNOLOGY FEDERAL CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 29, 2023 · Amount on File
Deed Sale	Nov 29, 2023 · Amount on File
Prior Sale	Mar 19, 2021 · Amount on File
Deed Document Number	202325568956
Prior Transfer Date	Mar 14, 2006
Prior Transfer Doc	0018857868
Record Updated	Oct 29, 2026

November 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Nov 29, 2023
Property Address	22657 GARROD RD, SARATOGA, CA 95070-9781
Document Number	0025568956
Map Reference	MB 629 PG 43-45
Instrument Date	Nov 21, 2023
Instrument	25568956
Transaction Type	Transfer
Record Updated	Dec 7, 2023
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	7774 KINGDOM DR, RIVERSIDE, CA 92506-7507

March 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Mar 19, 2021
Property Address	22657 GARROD RD, SARATOGA, CA 95070-9781
Document Number	0024882597
Map Reference	MB 629 PG 43-45
Instrument Date	Mar 15, 2021
Instrument	24882597
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	10 SHELDON WAY, HILLSBOROUGH, CA 94010-6145

Mortgage

Document Number	0024882598
Date	Mar 19, 2021
Instrument	24882598

Lender

Name	FIRST REPUBLIC BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	25 Months
Due	Apr 1, 2023

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	May 1, 2021
Change Frequency	Annually
Min Rate At Change	2.95%
Max Rate At Change	10.9%
Index	Prime Rate
Max Rate	10.9%

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	May 25, 2018
Property Address	22657 GARROD RD, SARATOGA, CA 95070-9781
Document Number	0023942083
Map Reference	MB629 PG43-45
Instrument Date	May 15, 2018
Instrument	23942083
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	CHICAGO TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	13605 SURREY LN, SARATOGA, CA 95070-4258

Mortgage

Document Number	0023942084
Date	May 25, 2018
Instrument	23942084

Lender

Name	FIRST TECHNOLOGY FEDERAL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jun 1, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 22657 Garrod Rd was $29,489.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Saratoga City
Secondary School District	Los Gatos-Saratoga Joint Union School District (09 - 12)
Elementary School District	Saratoga Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$3,400,680 (+33.36%) Land $2,601,000 Building $799,680
2025	$29,489.00	$2,550,000 Land $2,550,000
2023	$28,841.00 (+2.13%)	$2,444,940 Land $2,444,940
2022	$28,239.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 22657 Garrod Rd in Zone X, an area of moderate flood risk, though there have been 3 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1979–1998)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 22657 Garrod Rd is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 68% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MT. EDEN MUTUAL WATER COMPANY private · serves 165 people · EPA ID CA4300831
Water Source	Purchased surface water from SAN JOSE WATER
Last State Inspection	Oct 2024
Also Mapped Here	SANTA CLARA VALLEY WATER DISTRICT
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Apr 2019
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

May also be available: Etheric Networks, Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Garrod Rd

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