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22651 McPhall Rd, Armada, MI 48005 Property Records

Macomb County property record for 22651 McPhall Rd, Armada, MI 48005 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 1998
Square Footage2,164 sqft Living Area
Lot Size110,250 sqft (2.53 acres)
OccupancyOwner Occupied
Last Sale$370,000 (2021)
Tax Bill$6,257.00 (2025)

Property Details

APN / Parcel Number

Primary APN13-02-02-400-016
Alternative APN
  • 0202400016

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Building Area2,164 sqft Living Area
1st Floor1,040 sqft 1st Floor
Basement Area1,040 sqft Basement
Unfinished Basement1,040 sqft Unfinished
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Exterior MaterialAluminum/Vinyl Exterior
Lot Area110,250 sqft (2.53 acres)
Depth X Width668 ft x 165 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area550 sqft Garage

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address22651 MCPHALL RD
CityARMADA
StateMI
Zip48005-1437
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description02-02-400-016 T5N, R13E, SEC 2; PARCEL C COMM AT S 1/4 COR SEC 2; TH N 89-55-00 E 990.0 FT TO POB; TH EXT N 89-55-00 E 165.0
Legal Range13E
Legal Township05N
Legal Section02
JurisdictionMACOMB MI
Minor Civil DivisionARMADA
Census Blockgroup1
Census Block1015
Census Tract212000

Owner

Source: Macomb County records · APN 13-02-02-400-016

Assessment roll updated July 6, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address22651 MCPHALL RD, ARMADA, MI 48005-1437
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jul 12, 2021Deed of Trust, Mortgage · Conventional Mortgage
CITIZENS BANK
Aug 31, 2021Warranty Deed, Transfer
CENTURY TITLE AGENCY SERVICES, CENTURY TITLE AGENCY SVCS
Feb 02, 2017Deed of Trust, Mortgage · Stand Alone Second Mortgage
CSB BANK
Jun 03, 2020Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI)
CALIBER HM LOANS
Jun 09, 2020Warranty Deed, Transfer
NOT AVAILABLE
Jun 29, 2020Quit Claim Deed, Transfer
CALIBER HM LOANS
Feb 14, 2018Warranty Deed, Transfer · Veterans Administration Mortgage
USAA
Feb 09, 2018Quit Claim Deed, Transfer
ONE STOP RECORDING
Nov 14, 2017Quit Claim Deed, Transfer
LAKESTONE BK&TR

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 31, 2021 · Amount on Record
Deed SaleAug 31, 2021 · Amount on Record
Prior SaleJun 09, 2020 · Amount on Record
Deed Doc Number20212229836
Deed Book / Page27963 / 97
Prior Transfer DateNov 03, 2017
Prior Transfer Doc0000134647
Record RefreshedSep 20, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACOMB MI
Property Address22651 MCPHALL RD, ARMADA, MI 48005-1437
Transaction TypeMortgage
Record UpdatedAug 18, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3111 REVERE PL, LANSING, MI 48910-2559

Mortgage

Document Number2102209315
DateJul 12, 2021
Book Page27858/676
Instrument202102209315
Lender
NameCITIZENS BANK
TypeBank
AddressPROVIDENCE, RI 02903
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2051

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMACOMB MI
Recording DateAug 31, 2021
Property Address22651 MCPHALL RD, ARMADA, MI 48005-1437
Document Number2102229836
Book / Page27963 / 97
Instrument DateJul 23, 2021
Instrument202102229836
Transaction TypeTransfer
Record UpdatedSep 20, 2021
Title CompanyCENTURY TITLE AGENCY SERVICES, CENTURY TITLE AGENCY SVCS

Transaction

AmountAmount Recorded
Tax$2,775.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address22651 MCPHALL RD, 22651, ARMADA, MI 48005-1437

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address22651 MCPHALL RD, ARMADA, MI 48005-1437

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACOMB MI
Property Address22651 MCPHALL RD, ARMADA, MI 48005-1437
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000013312
DateFeb 02, 2017
Book Page24536/183
Instrument7013312
Lender
NameCSB BANK
TypeBank
AddressCAPAC, MI 48014
Agreement
TypeStand Alone Second Mortgage
AmountAmount Recorded
Term177 Months
DueNov 01, 2031

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACOMB MI
Property Address22651 MCPHALL RD, ARMADA, MI 48005-1437
Document Number0000064315
Instrument DateJun 03, 2020
Transaction TypeMortgage
Record UpdatedJul 09, 2020
Title CompanyPREMIER TITLE COMPANY, PREMIER TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address22651 MCPHALL RD ARMADA MI 480051437, ARMADA, MI 48005-1437

Mortgage

Document Number0000064315
DateJun 04, 2020
Book Page026746/000790
Instrument64315
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
AddressCOPPELL, TX 75019
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term180 Months
DueJun 03, 2035

June 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMACOMB MI
Recording DateJun 09, 2020
Property Address22651 MCPHALL RD, ARMADA, MI 48005-1437
Document Number0000066135
Book / Page026755 / 000257
Instrument DateJun 03, 2020
Instrument66135
Transaction TypeTransfer
Record UpdatedAug 19, 2020
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Tax$2,752.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address20086 W BALLANTYNE CT GROSSE POINTE WOODS MI 482362429, GROSSE POINTE WOODS, MI 48236-2429

June 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMACOMB MI
Recording DateJun 29, 2020
Property Address22651 MCPHALL RD, ARMADA, MI 48005-1437
Document Number0000073112
Book / Page026798 / 000232
Instrument DateJun 03, 2020
Instrument73112
Transaction TypeTransfer
Record UpdatedAug 14, 2020
Title CompanyPREMIER TITLE COMPANY, PREMIER TITLE

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address20086 W BALLANTYNE CT GROSSE POINTE WOODS MI 482362429, GROSSE POINTE WOODS, MI 48236-2429

Mortgage

Document Number64315
DateJun 29, 2020
Book Page026746/000790
Instrument64315
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
AddressCOPPELL, TX 75019
Agreement
AmountAmount Recorded
Term180 Months
DueJun 28, 2035

February 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMACOMB MI
Recording DateFeb 14, 2018
Property Address22651 MCPHALL RD, ARMADA, MI 48005-1437
Document Number0000017272
Book / Page025216 / 000299
Instrument DateFeb 06, 2018
Instrument17272
Transaction TypeTransfer
Record UpdatedJan 11, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,365.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1465 W ANTELOPE CIR PAULDEN AZ 863342817, PAULDEN, AZ 86334-2817

Mortgage

Document Number15535
DateFeb 14, 2018
Book Page025209/000546
Instrument15535
Lender
NameUSAA
AddressSAN ANTONIO, TX 78288-0544
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 13, 2048

February 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMACOMB MI
Recording DateFeb 09, 2018
Property Address22651 MCPHALL RD, ARMADA, MI 48005-1437
Document Number0000015534
Book / Page025209 / 000544
Instrument DateFeb 06, 2018
Instrument15534
Transaction TypeTransfer
Record UpdatedFeb 22, 2018
Title CompanyONE STOP RECORDING

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address22651 MCPHALL RD ARMADA MI 480051437, ARMADA, MI 48005-1437

November 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMACOMB MI
Recording DateNov 14, 2017
Property Address22651 MCPHALL RD, ARMADA, MI 48005-1437
Document Number0000134647
Book / Page025057 / 000223
Instrument DateNov 03, 2017
Instrument134647
Transaction TypeTransfer
Record UpdatedFeb 22, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address22651 MCPHALL RD ARMADA MI 480051437, ARMADA, MI 48005-1437

Mortgage

Document Number135534
DateNov 14, 2017
Book Page025061/000056
Instrument135534
Lender
NameLAKESTONE BK&TR
AddressLAPEER, MI 48446
Agreement
AmountAmount Recorded
Term360 Months
DueNov 13, 2047
Interest
Rate TypeAdjustable Rate
Rate4%

Tax Assessment & Valuation

Source: Macomb County records · Assessment roll updated July 6, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMichigan
CountyMacomb County
County SubdivisionArmada Township
Unified School DistrictArmada Area Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$224,300 (+3.75%)$448,600 (+3.75%)
2025$6,257.00 (+16.45%) Homeowner's exemption$216,200 (+17.05%)$432,400 (+17.05%)
2023$184,700$369,400
2022$5,373.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Macomb County (26099C), updated October 4, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
5th percentile nationally · 11th in Michigan
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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