Cook County property record for 22650 Cottage Grove Ave, Steger, IL 60475
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,499 sqft · built 1936 |
| Lot Size | 9 acres (392,040 sqft) |
| Owner | Individual Name on File |
| Last Sale | $275,000 (Feb 2010) |
| Tax Bill | $25,957 (2023) |
| Deeds & Mortgages | Oct 2019 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 32-35-300-005 |
| Primary APN | 32-35-300-005 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 3,499 sqft Living Area |
| Year Built | Built 1936 |
|---|---|
| Effective Year Built | Effective 1936 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 392,040 sqft |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 22650 COTTAGE GROVE AVE |
|---|---|
| City | STEGER |
| State | IL |
| Zip | 60475-5603 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Jurisdiction | COOK IL |
| Township / Civil Division | BLOOM |
| Census Block Group | 3 |
| Census Block | 3037 |
| Census Tract | 829700 |
22650 Cottage Grove Ave is owned and occupied by an individual who bought it in February 2010.
Source: Cook County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 22650 COTTAGE GROVE AVE, STEGER, IL 60475-5603 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 5, 2010 · Amount on File |
| Deed Sale | Feb 5, 2010 · Amount on File |
| Deed Document Number | 201034025 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 22650 COTTAGE GROVE AVE, STEGER, IL 60475-5603 |
| Document Number | 2030907447 |
| Instrument Date | Oct 25, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 18, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 22650 COTTAGE GROVE AVE STEGER IL 604755603, STEGER, IL 60475-5603 |
| Document Number | 2030907447 |
|---|---|
| Date | Nov 4, 2020 |
| Instrument | 30907447 |
| Name | CARDINAL FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Nov 3, 2035 |
| Rate Type | Fixed Rate |
|---|
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | Bloom Township |
| Municipality | Steger Village |
| Secondary School District | Bloom Township High School District 206 (09 - 12) |
| Elementary School District | Steger School District 194 (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $81,207 Land $68,607 Building $12,600 | $812,070 Land $686,070 Building $126,000 | |
| 2023 | $25,957.00 (+71.06%) | ||
| 2022 | $15,174.00 Homeowner's exemption | $40,687 Land $29,403 Building $11,284 | $406,870 Land $294,030 Building $112,840 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 22650 Cottage Grove Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 15 (1979–2008) |
| Claims Outside the SFHA | 3 of 15 |
| Most Recent Claim | Oct 2008 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 22650 Cottage Grove Ave is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 99.2% of Illinois |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Surf Internet.
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