2265 S Lagoon Cir, Clearwater, FL 33765 Property Records

Pinellas County property record for 2265 S Lagoon Cir, Clearwater, FL 33765

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,901 sqft · built 1964
Lot Size	0.288 acres (12,558 sqft)
Owner	2 Individual Names on File
Last Sale	$610,000 (Dec 2025)
Tax Bill	$5,633 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Dec 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C62-000-762-6335-9`

Property Details

APN / Parcel Number

Primary APN	`C62-000-762-6335-9`
Alternative APNs	`06-29-16-16506-000-1540` `291606165060001540` `162906165060001540` `R58716`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,901 sqft Living Area
Gross Area	2,990 sqft
1st Floor Area	1,901 sqft
Flooring	Carpet
Interior Walls	Composition
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1987
Architectural Style	H-Shape
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	12,558 sqft (0.288 acres)
Lot Dimensions	105 ft deep x 120 ft wide
Garage Type	Attached
Garage Area	472 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	697 sqft
Shed	1 Shed
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R58716
Street Address	2265 S LAGOON CIR
City	CLEARWATER
State	FL
Zip	33765-1642
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	CLEARWATER MANOR LOTS 154 AND 155
Legal Range	16E
Legal Township	29S
Legal Section	6
Legal Subdivision	CLEARWATER MANOR
Legal Tract	16506
Legal Lot Number	154
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	1
Census Block	1017
Census Tract	26704

Owner

2265 S Lagoon Cir is owned by two individuals who bought it in December 2025.

Source: Pinellas County records, as of September 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2309 N LYON ST, SANTA ANA, CA 92705-6961
Owner Type	Individual
Vesting	His Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2025	Warranty Deed, Transfer · Conventional Mortgage AMERICAN FINANCIAL RESOURCES INC
Dec 1, 2022	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Jul 24, 2020	Warranty Deed, Transfer INTEGRITY TITLE AND GUARANTY AGENCY LL, INTEGRITY TITLE & GNTY AGCY LL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 8, 2025 · Amount on File
Deed Sale	Dec 8, 2025 · Amount on File
Prior Sale	Dec 1, 2022 · Amount on File
Deed Document Number	2025343802
Deed Book / Page	23384 / 368
Prior Transfer Date	May 29, 2007
Prior Transfer Doc	0158961467
Record Updated	Oct 29, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Dec 8, 2025
Property Address	2265 S LAGOON CIR, CLEARWATER, FL 33765-1642
Document Number	0233840368
Book / Page	23384 / 368
Map Reference	MB 41 PG 66
Instrument Date	Dec 4, 2025
Instrument	2025343802
Transaction Type	Transfer
Record Updated	Dec 23, 2025
Title Company	SEARCH 2 CLOSE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,270.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1818 MEADOW LN, CLEARWATER, FL 33764-4642

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2309 N LYON ST, SANTA ANA, CA 92705-6961

Mortgage

Document Number	0023384370
Date	Dec 8, 2025
Instrument	23384/370

Lender

Name	AMERICAN FINANCIAL RESOURCES INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Dec 1, 2022
Property Address	2265 S LAGOON CIR, CLEARWATER, FL 33765-1642
Document Number	0222790355
Book / Page	22279 / 355
Map Reference	MB 41 PG 66
Instrument Date	Dec 1, 2022
Instrument	2022346028
Transaction Type	Transfer
Record Updated	Dec 20, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,996.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 4766, CLEARWATER, FL 33758-4766

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2265 S LAGOON CIR, CLEARWATER, FL 33765-1642

Mortgage

Document Number	0022279357
Date	Dec 1, 2022
Instrument	22279/357

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2052

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Jul 24, 2020
Property Address	2265 S LAGOON CIR, CLEARWATER, FL 33765-1642
Document Number	0210940522
Book / Page	021094 / 000522
Instrument Date	Jun 11, 2020
Instrument	220908
Transaction Type	Transfer
Record Updated	Aug 7, 2020
Title Company	INTEGRITY TITLE AND GUARANTY AGENCY LL, INTEGRITY TITLE & GNTY AGCY LL

Transaction

Amount	Amount on Record
Tax	$2,100.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2265 S LAGOON CIR CLEARWATER FL 337651642, CLEARWATER, FL 33765-1642

Tax Assessment & Valuation

The 2025 property tax bill for 2265 S Lagoon Cir was $5,633, up 4.6% from the year before.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,633.00 (+4.64%)	$357,087	$393,182 Land $157,299 Building $235,883
2024	$5,383.00 (-1.16%)
2023	$5,446.00 (-23.73%) Homeowner's exemption	$336,916 (-20.42%)	$417,718 (-1.33%) Land $233,359 Building $184,359
2022	$7,140.00 Homeowner's exemption	$423,356	$423,356 Land $251,481 Building $171,875

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2265 S Lagoon Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 21 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	21 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2265 S Lagoon Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEARWATER WATER SYSTEM serves 115,000 people · EPA ID FL6520336
Water Source	Groundwater
Last State Inspection	May 2023
Lead	3 ppb (2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 277 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Frontier, T-Mobile, Verizon.

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