2265 S Bahama Dr, Gilbert, AZ 85295 Property Records

Maricopa County property record for 2265 S Bahama Dr, Gilbert, AZ 85295

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,308 sqft · built 1998
Lot Size0.227 acres (9,897 sqft)
Owner2 Individual Names on Record
Last Sale$305,000 (May 2016)
Tax Bill$2,266 (2025)
Deeds & MortgagesJul 2024 Second Mortgage
Apr 2026 Mortgage
+ 3 more
Flood ZoneZone X (moderate risk)
APN304-41-589

Property Details

APN / Parcel Number

Primary APN304-41-589
Alternative APN
  • 304415897

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area2,308 sqft Living Area
Gross Area2,508 sqft
1st Floor Area2,308 sqft

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Exterior MaterialWood
Construction TypeFrame
Roof MaterialConcrete
Lot Area9,897 sqft (0.227 acres)
Parking Spaces2 Parking Spaces
Pool Area400 sqft
Patio Area200 sqft

Utilities, Heating & Cooling

Cooling SystemRefrigeration
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address2265 S BAHAMA DR
CityGILBERT
StateAZ
Zip85295-5634
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-7
Legal DescriptionGILBERT RANCH UNIT 1 MCR 454-27
Legal Range6E
Legal Township1S
Legal Section28
Legal SubdivisionGILBERT RANCH UNIT 1
Legal Lot Number198
Legal Unit1
JurisdictionMARICOPA AZ
Township / Civil DivisionCHANDLER
Census Block Group3
Census Block3001
Census Tract814600

Owner

2265 S Bahama Dr is owned and occupied by two individuals who acquired it in April 2026.

Source: Maricopa County records, as of July 2, 2026

Owner of Record2 Individual Names on Record
Mailing Address2265 S BAHAMA DR, GILBERT, AZ 85295-5634
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 1, 2024Deed of Trust, Mortgage · Stand-Alone Second Mortgage
ARIZONA CENTRAL CU
Apr 15, 2026Quit Claim Deed, Transfer · Conventional Mortgage
ARIZONA CENTRAL CREDIT UNION
Jan 2, 2020Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP
Jan 25, 2021Deed of Trust, Mortgage · Conventional Mortgage
FREEDOM MORTGAGE CORP
Jan 25, 2021Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 6, 2016 · Amount on Record
Deed SaleMay 6, 2016 · Amount on Record
Prior SaleMar 15, 2006 · Amount on Record
Deed Document Number2016312592
Last Transfer DateApr 9, 2026
Transfer Doc0000222851
Record UpdatedOct 29, 2026

July 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address2265 S BAHAMA DR, GILBERT, AZ 85295-5634
Transaction TypeMortgage
Record UpdatedApr 23, 2026
Title CompanyOLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address2265 S BAHAMA DR, GILBERT, AZ 85295-5634

Mortgage

Document Number0000350003
DateJul 1, 2024
Instrument20240350003
Lender
NameARIZONA CENTRAL CU
TypeCredit Union
AddressPHOENIX, AZ 85004
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term240 Months
DueJul 1, 2044

April 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMARICOPA AZ
Recording DateApr 15, 2026
Property Address2265 S BAHAMA DR, GILBERT, AZ 85295-5634
Document Number0000222851
Instrument DateApr 9, 2026
Instrument2026222851
Transaction TypeTransfer
Record UpdatedJul 12, 2026
Title CompanySERVICELINK

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address2265 S BAHAMA DR, GILBERT, AZ 85295-5634

Mortgage

Document Number0000222852,
DateApr 15, 2026
Instrument2026222852
Lender
NameARIZONA CENTRAL CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term240 Months
DueMay 1, 2046
Interest
Rate TypeFixed Rate
Rate6%
Initial TypeFixed Rate
Max Rate-1%

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address2265 S BAHAMA DR, GILBERT, AZ 85295-5634
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyTITLE365

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000133
DateJan 2, 2020
Instrument20200000133
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueJan 1, 2050

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address2265 S BAHAMA DR, GILBERT, AZ 85295-5634
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address2265 S BAHAMA DR, GILBERT, AZ 85295-5634

Mortgage

Document Number0000078400
DateJan 25, 2021
Instrument20210078400
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term351 Months
DueApr 1, 2050

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address2265 S BAHAMA DR, GILBERT, AZ 85295-5634
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address2265 S BAHAMA DR, GILBERT, AZ 85295-5634

Mortgage

Document Number0000083341
DateJan 25, 2021
Instrument20210083341
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVA Mortgage
AmountAmount on Record
Term351 Months
DueApr 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 2265 S Bahama Dr was $2,266.

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

TypeName
StateArizona
CountyMaricopa County
MunicipalityGilbert Town
Unified School DistrictGilbert Unified District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$51,410 (+77.21%)$514,100 (+2.45%) Land $102,800 Building $411,300
2025$2,266.00$29,011 (-46.03%)$501,800 (-6.64%) Land $100,300 Building $401,500
2024$53,750$537,500 Land $107,500 Building $430,000
2023$2,195.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2265 S Bahama Dr in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AH, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2265 S Bahama Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF GILBERT
serves 247,600 people · EPA ID AZ0407092
Water SourceSurface water
Last State InspectionOct 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2017
Treatment and ProcedureTreatment report not submitted
Oct 2017
Monitoring and Reporting53
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 422 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless
5,000 / 5,000
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
CenturyLink
DSL · Fiber in parts of the area
140 / 20
T-Mobile
Fixed Wireless
100 / 20

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