2265 Mendon Rd, Cumberland, RI 02864 Property Records

Cumberland Town property record for 2265 Mendon Rd, Cumberland, RI 02864

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,152 sqft · built 1960
Lot Size0.459 acres (19,994 sqft)
OwnerIndividual Name on Record
Last Sale$298,000 (Apr 2019)
Tax Bill$4,414 (2026)
Deeds & MortgagesApr 2024 Refinance
Sep 2021 Refinance
+ 2 more
Flood ZoneZone X (minimal risk)
APN9963-68

Property Details

APN / Parcel Number

Primary APN9963-68
Alternative APN
  • CUMB M:062 B:0008 L:000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,152 sqft Living Area
Gross Area2,983 sqft
1st Floor Area1,152 sqft
Basement Area1,104 sqft
Unfinished Basement1,104 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Architectural StyleSplit Level
Exterior MaterialShingles
Roof TypeGable
Roof MaterialAsphalt
Lot Area19,994 sqft (0.459 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number9963-68
Street Address2265 MENDON RD
CityCUMBERLAND
StateRI
Zip02864-3807
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code100
Legal Block8
JurisdictionCUMBERLAND RI
Township / Civil DivisionCUMBERLAND
Census Block Group4
Census Block4008
Census Tract11405

Owner

Source: Cumberland Town records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2265 MENDON RD, CUMBERLAND, RI 02864-3807
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 4, 2024Deed of Trust, Mortgage · Stand-Alone Refinance
DISCOVER BANK
Sep 22, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
TOTAL MORTGAGE SERVICES LLC
Feb 25, 2020Deed of Trust, Mortgage · FHA Mortgage
TOTAL MORTGAGE SERVICES LLC
Apr 12, 2019Warranty Deed, Transfer · FHA Mortgage
TOTAL MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 12, 2019 · Amount on Record
Deed SaleApr 12, 2019 · Amount on Record
Deed Book / Page1798 / 739
Record UpdatedOct 29, 2026

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCUMBERLAND RI
Property Address2265 MENDON RD, CUMBERLAND, RI 02864-3807
Transaction TypeMortgage
Record UpdatedApr 18, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number001975-416
DateApr 4, 2024
Book Page1975/416
Instrument143370
Lender
NameDISCOVER BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term181 Months
DueMay 1, 2039

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCUMBERLAND RI
Property Address2265 MENDON RD, CUMBERLAND, RI 02864-3807
Transaction TypeMortgage
Record UpdatedOct 14, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1906-124
DateSep 22, 2021
Book Page1906/124
Instrument127627
Lender
NameTOTAL MORTGAGE SERVICES LLC
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueOct 1, 2051

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCUMBERLAND RI
Property Address2265 MENDON RD, CUMBERLAND, RI 02864-3807
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1830-630
DateFeb 25, 2020
Book Page1830/630
Lender
NameTOTAL MORTGAGE SERVICES LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2050

April 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCUMBERLAND RI
Recording DateApr 12, 2019
Property Address2265 MENDON RD, CUMBERLAND, RI 02864-3807
Document Number1798-739
Book / Page1798 / 739
Instrument DateApr 10, 2019
Transaction TypeTransfer
Record UpdatedJun 4, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1798742
DateApr 12, 2019
Instrument1798/742
Lender
NameTOTAL MORTGAGE SERVICES LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Cumberland Town assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionCumberland Town
Unified School DistrictCumberland School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,414.00 (+9.47%)$441,000 (+34.21%) Land $225,000 Building $216,000$471,484
2025$4,032.00 (+5.61%)$328,600 (-) Land $150,000 Building $178,600
2023$3,818.00 (-8.97%)$328,600 (+17.44%) Land $150,000 Building $178,600
2022$4,194.00$279,800 Land $107,100 Building $172,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF CUMBERLAND
serves 21,235 people · EPA ID RI1647530
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Verizon
Fiber
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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