2265 Lone Oak Ln, Vista, CA 92084 Property Records

San Diego County property record for 2265 Lone Oak Ln, Vista, CA 92084

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,756 sqft · built 1972
Lot Size	0.61 acres (26,572 sqft)
Owner	2 Individual Names on File
Last Sale	$270,000 (Nov 2000)
Tax Bill	$5,173 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Sep 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`184-080-47-00`

Property Details

APN / Parcel Number

Primary APN	`184-080-47-00`
Alternative APN	`1840803200`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,756 sqft Living Area

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Lot Area	26,572 sqft (0.61 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	1840803200
Street Address	2265 LONE OAK LN
City	VISTA
State	CA
Zip	92084-7719
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	SEC 33-11-3W NEQ DOC69959REC71 IN W H OF NWQ OF
Legal Range	03W
Legal Township	11
Legal Section	33
Legal Block	2
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2000
Census Tract	19903

Owner

2265 Lone Oak Ln is owned and occupied by two individuals who acquired it in March 2021.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2265 LONE OAK LN, VISTA, CA 92084-7719
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage WINNPOINTE CORPORATION
Sep 23, 2017	Deed of Trust, Mortgage · Conventional Mortgage CASHCALL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 20, 2000 · Amount on File
Deed Sale	Nov 20, 2000 · Amount on File
Deed Document Number	2000632181
Last Transfer Date	Mar 31, 2021
Transfer Doc	0000275632
Record Updated	Oct 29, 2026

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 9, 2021
Property Address	2265 LONE OAK LN, VISTA, CA 92084-7719
Document Number	0000275632
Instrument Date	Mar 31, 2021
Instrument	2021-0275632
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	ORANGE COAST TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	2265 LONE OAK LN, VISTA, CA 92084-7719

Mortgage

Document Number	0000275633
Date	Apr 9, 2021
Instrument	2021-0275633

Lender

Name	WINNPOINTE CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2036

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2265 LONE OAK LN, VISTA, CA 92084-7719
Document Number	0000468508
Instrument Date	Sep 23, 2017
Transaction Type	Mortgage
Record Updated	Oct 17, 2017
Title Company	ORANGE COAST TITLE COMPANY, ORANGE COAST TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	2265 LONE OAK LN VISTA CA 920847719, VISTA, CA 92084-7719

Mortgage

Document Number	0000468508
Date	Oct 11, 2017
Instrument	468508

Lender

Name	CASHCALL
Type	Funding / Finance Company
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 10, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 2265 Lone Oak Ln was $5,173 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$414,961 (+2%) Land $153,686 Building $261,275
2025	$5,173.00 Homeowner's exemption	$406,825 Land $150,673 Building $256,152
2023	$4,807.00 (+0.25%) Homeowner's exemption	$391,029 Land $144,823 Building $246,206
2022	$4,795.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2265 Lone Oak Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (1993)
Most Recent Claim	Feb 1993 · Severe Winter Storm, Mud & Land Slides, & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2265 Lone Oak Ln is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 67% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VISTA IRRIGATION DISTRICT serves 134,501 people · EPA ID CA3710027
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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