McCreary County property record for 2265 E Hwy 2792, Pine Knot, KY 42635
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,512 sqft · built 1960 |
| Lot Size | 1.7 acres (74,052 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $116,000 (May 2015) |
| Tax Bill | $1,206 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Aug 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 157-30-01-002.00 |
| Primary APN | 157-30-01-002.00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Building Area | 1,512 sqft Living Area |
| Basement Area | 1,512 sqft |
| Unfinished Basement | 1,512 sqft |
| Family Room | Family Room |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Exterior Material | Brick |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 74,052 sqft (1.7 acres) |
| Garage Type | Detached |
| Garage Area | 1,444 sqft |
| Driveway | Asphalt Driveway |
| Parking Spaces | 5 Parking Spaces |
| Porch | Slab |
| Porch Area | 80 sqft |
| Heating System | Space Heater |
|---|---|
| Water Source | Commercial |
| Street Address | 2265 E HIGHWAY 2792 |
|---|---|
| City | PINE KNOT |
| State | KY |
| Zip | 42635-7113 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1.70 AC HSE & GAR |
| Jurisdiction | MCCREARY KY |
| Township / Civil Division | PINE KNOT |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 960401 |
2265 E Hwy 2792 is owned by two individuals who bought it in May 2015.
Source: McCreary County records, as of January 30, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7717 ARCADIA BLVD, ALEXANDRIA, KY 41001-1439 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 24, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTY HOME MORTGAGE CORP |
| Aug 15, 2017 | Deed of Trust, Mortgage · VA Mortgage UNITED CUMBERLAND BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 4, 2015 · Amount on File |
| Deed Sale | May 4, 2015 · Amount on File |
| Deed Document Number | 2015110306 |
| Deed Book / Page | 206 / 380 |
| Prior Transfer Date | Apr 23, 2015 |
| Prior Transfer Doc | 00D206/380 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCCREARY KY |
| Property Address | 2265 E HIGHWAY 2792, PINE KNOT, KY 42635-7113 |
| Transaction Type | Mortgage |
| Record Updated | Mar 24, 2021 |
| Name | Verified Name |
|---|
| Document Number | M230/267 |
|---|---|
| Date | Feb 24, 2021 |
| Book Page | M230/267 |
| Instrument | 133062 |
| Name | GUARANTY HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCCREARY KY |
| Property Address | 2265 E HIGHWAY 2792, PINE KNOT, KY 42635-7113 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | M211/255 |
|---|---|
| Date | Aug 15, 2017 |
| Book Page | M211/255 |
| Instrument | 122991 |
| Name | UNITED CUMBERLAND BANK |
|---|---|
| Type | Bank |
| Address | WHITLEY CITY, KY 42653 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 239 Months |
| Due | Jul 11, 2037 |
The 2025 property tax bill for 2265 E Hwy 2792 was $1,206.
Source: McCreary County assessment roll, as of January 30, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | McCreary County |
| Unified School District | McCreary County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,206.00 | $150,000 | $150,000 |
| 2023 | $1,224.00 | $150,000 | $150,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2265 E Hwy 2792 in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 16, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 2265 E Hwy 2792 is high, ranking above 71% of the US, with a 0.4% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 71% of the US · above 83% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MCCREARY COUNTY WATER DISTRICT serves 34,439 people · EPA ID KY0740276 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Highland Telephone Cooperative Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Verizon.
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