2265 E 97th St, Cleveland, OH 44106 Property Records

Cuyahoga County property record for 2265 E 97th St, Cleveland, OH 44106

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,800 sqft · built 2024
Lot Size	0.141 acres (6,120 sqft)
Owner	2 Individual Names on File
Last Sale	$399,900 (Sep 2025)
Tax Bill	$936 (2025)
Deeds & Mortgages	Jun 2024 Construction Loan Sep 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`121-16-047`

Property Details

APN / Parcel Number

Primary APN	`121-16-047`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,800 sqft Living Area
Gross Area	2,700 sqft
1st Floor Area	900 sqft
2nd Floor Area	900 sqft
Basement Area	900 sqft

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,120 sqft (0.141 acres)
Lot Dimensions	153 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	2265 E 97TH ST
City	CLEVELAND
State	OH
Zip	44106-3555
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	2F
Legal Description	409 HAINES S/L 64 NP 0062 ALL
Legal Lot Number	62
Jurisdiction	CUYAHOGA OH
Township / Civil Division	CLEVELAND
Census Block Group	2
Census Block	2003
Census Tract	198500

Owner

2265 E 97th St is owned by two individuals who bought it in September 2025.

Source: Cuyahoga County records, as of July 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3232 NEWMARK DR, MIAMISBURG, OH 45342-5421
Owner Type	Individual
Vesting	Remainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2024	Deed of Trust, Mortgage · Construction Mortgage ERIEBANK
Sep 22, 2025	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage PNC BANK NA
Apr 9, 2024	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 22, 2025 · Amount on File
Deed Sale	Sep 22, 2025 · Amount on File
Prior Sale	Apr 9, 2024 · Amount on File
Deed Document Number	2025789
Prior Transfer Date	Mar 26, 2024
Prior Transfer Doc	0000000136
Record Updated	Sep 20, 2026

June 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUYAHOGA OH
Property Address	2265 E 97TH ST, CLEVELAND, OH 44106-3555
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	OHIO REAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7555 FREDLE DR 210, 210, CONCORD TOWNSHIP, OH 44077-9417

Mortgage

Document Number	0000000386
Date	Jun 5, 2024
Instrument	202406050386

Lender

Name	ERIEBANK
Type	Bank
Address	MENTOR, OH 44060

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jun 1, 2025

September 2025: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CUYAHOGA OH
Recording Date	Sep 22, 2025
Property Address	2265 E 97TH ST, CLEVELAND, OH 44106-3555
Document Number	0000000789
Map Reference	VOL 4 PG 50
Instrument Date	Sep 2, 2025
Instrument	202509220789
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 3, 2026
Title Company	OHIO REAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	0000000790
Date	Sep 22, 2025
Instrument	202509220790

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

April 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CUYAHOGA OH
Recording Date	Apr 9, 2024
Property Address	2265 E 97TH ST, CLEVELAND, OH 44106-3555
Document Number	0000000136
Map Reference	VOL 4 PG 50
Instrument Date	Mar 26, 2024
Instrument	202404090136
Transaction Type	Transfer
Record Updated	Mar 23, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7555 FREDLE DR STE 210, 210, CONCORD TOWNSHIP, OH 44077-9417

Tax Assessment & Valuation

The 2025 property tax bill for 2265 E 97th St was $936.

Source: Cuyahoga County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Cuyahoga County
Municipality	Cleveland City
Unified School District	Cleveland Municipal School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$936.00	$143,500 (+20,4%) Land $14,000 Building $129,500	$410,000 (-) Land $40,000 Building $370,000
2024	Additional exemption filed	$700 (-5%) Land $700	$410,000 Land $40,000 Building $370,000
2023	Additional exemption filed	$1,400 (-) Land $1,400
2022	Additional exemption filed	$1,400 Land $1,400
2021			$4,000 Land $4,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2265 E 97th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 2265 E 97th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND PUBLIC WATER SYSTEM serves 1,308,955 people · EPA ID OH1801212
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
DigitalC Fixed Wireless	100 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, PCs for People, Verizon.

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