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2265 Bronco Dr, Saint Cloud, FL 34771 Property Records

Osceola County property record for 2265 Bronco Dr, Saint Cloud, FL 34771 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,442 sqft · built 2003
Lot Size1.1 acres (47,916 sqft)
Owner2 Individual Names on File
Last Sale$315,000 (Nov 2018)
Tax Bill$5,020 (2025)
Deeds & MortgagesNov 2018 Sale & Mortgage
Mar 2017 Loan Modification
Flood ZoneZone X (minimal risk)
APN103352

Property Details

APN / Parcel Number

Primary APN103352
Alternative APN
  • 182632259900013350

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,442 sqft Heated Area
Gross Area2,668 sqft
1st Floor Area2,442 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2003
Exterior MaterialConcrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area47,916 sqft (1.1 acres)
Garage TypeMixed
Garage Area1,500 sqft

Exterior Amenities

PorchOpen Porch
Porch Area226 sqft
Shed1 Shed
Shed Area128 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Account Number103352
Street Address2265 BRONCO DR
CitySAINT CLOUD
StateFL
Zip34771-9532
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBAY LAKE RANCH UNIT THREE PB 4 PG 59-61 LOT 335 07/26/32
Legal Range32E
Legal Township26S
Legal Section18
Legal SubdivisionBAY LAKE RANCH UN 3
Legal Tract2599
Legal Block1
Legal Lot Number7,335
Legal UnitH
JurisdictionOSCEOLA FL
Township / Civil DivisionSOUTH AND EAST OSCEOLA
Census Block Group1
Census Block1014
Census Tract43801

Owner

Source: Osceola County records · APN 103352

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Co-owner2 Verified Secondary Owners
Mailing Address2265 BRONCO DR, SAINT CLOUD, FL 34771-9532
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 20, 2018Warranty Deed, Transfer · Conventional Mortgage
ATLANTIC BAY MORTGAGE GROUP LLC
Mar 27, 2017Loan Modification, Mortgage · Conventional Mortgage
WILMINGTON TR #2003-28XS (CE)

Assessor's Deed Record

Deed Names4 Verified Names on Deed
Last SaleNov 20, 2018 · Amount on Record
Deed SaleNov 20, 2018 · Amount on Record
Prior SaleMar 07, 2001 · Amount on Record
Deed Document Number2018170996
Deed Book / Page5436 / 0511
Record UpdatedJun 08, 2026

November 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateNov 20, 2018
Property Address2265 BRONCO DR, SAINT CLOUD, FL 34771-9532
Document Number0054360511
Book / Page5436 / 0511
Map ReferenceMB4 PG59-61
Instrument DateNov 19, 2018
Instrument2018170996
Transaction TypeTransfer
Record UpdatedNov 24, 2021
Title CompanyCLASSIC TITLE & SOLUTIONS IN

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,205.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2265 BRONCO DR, 2265, SAINT CLOUD, FL 34771-9532

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2265 BRONCO DR, SAINT CLOUD, FL 34771-9532

Mortgage

Document Number2018170997
DateNov 20, 2018
Instrument2018170997
Lender
NameATLANTIC BAY MORTGAGE GROUP LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2048

March 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionOSCEOLA FL
Property Address2265 BRONCO DR, SAINT CLOUD, FL 34771-9532
Document Number0051261347
Book / Page005126 / 001347
Instrument DateMar 27, 2017
Transaction TypeMortgage
Record UpdatedMay 19, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2265 BRONCO DR ST CLOUD FL 347719532, ST CLOUD, FL 34771-9532

Mortgage

Document Number0051261347
DateApr 04, 2017
Book Page005126/001347
Instrument50472
Lender
NameWILMINGTON TR #2003-28XS (CE)
AddressO FALLON, MO 63368-2240
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueApr 03, 2032
Interest
Rate TypeFixed Rate
Rate3%

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,020.00 (+6.9%) Homeowner's exemption$351,813 (+5.99%)$506,700 (+11.31%) Land $107,100 Building $399,600
2023$4,696.00 (+3.92%) Homeowner's exemption$331,940 (+3%)$455,200 (+21%) Land $84,300 Building $370,900
2022$4,519.00 Homeowner's exemption$322,272$376,200 Land $67,500 Building $308,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A, within 500 ft

Wildfire

Wildfire RiskHigh
above 80% of the US · above 69% of Florida
Wildfire LikelihoodAbout 1 in 183 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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