2265 85th Ct, Vero Beach, FL 32966 Property Records

Indian River County property record for 2265 85th Ct, Vero Beach, FL 32966

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,104 sqft · built 1978
Lot Size0.23 acres (10,019 sqft)
OwnerIndividual Name on File
Last Sale$119,900 (Apr 2017)
Tax Bill$1,065 (2025)
Deeds & MortgagesMay 2020 Mortgage
Apr 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN33-38-02-00002-0120-00015.0

Property Details

APN / Parcel Number

Primary APN33-38-02-00002-0120-00015.0
Alternative APN
  • 61518

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area1,104 sqft Living Area
1st Floor Area1,104 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1978
Exterior MaterialFiber Cement Siding
Construction TypeWood Frame
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialAsphalt
Lot Area10,019 sqft (0.23 acres)
Lot Dimensions100 ft deep x 100 ft wide
DrivewayDriveway
Driveway Area460 sqft
PorchOpen Porch
Porch Area120 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number61518
Street Address2265 85TH CT
CityVERO BEACH
StateFL
Zip32966-1789
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-6
Legal DescriptionPARADISE PARK UNIT NO 1 IRF BLK L LOTS 15 & 16 PBI 3-72
Legal Range38
Legal Township33
Legal Section02
Legal SubdivisionPARADISE PARK UNIT NO 1
Legal BlockL
Legal Lot Number15-16 16
Legal Unit1
JurisdictionINDIAN RIVER FL
Township / Civil DivisionFELLSMERE
Census Block Group1
Census Block1084
Census Tract50907

Owner

2265 85th Ct is owned and occupied by an individual who bought it in April 2017.

Source: Indian River County records, as of March 5, 2026

Owner of RecordIndividual Name on File
Mailing Address2265 85TH CT, VERO BEACH, FL 32966-1789
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 8, 2020Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
Apr 7, 2017Warranty Deed, Transfer · FHA Mortgage
IMORTGAGE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 7, 2017 · Amount on File
Deed SaleApr 7, 2017 · Amount on File
Prior SaleNov 5, 2004 · Amount on File
Deed Document Number3120170018438
Deed Book / Page3013 / 1526
Record UpdatedJun 8, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionINDIAN RIVER FL
Property Address2265 85TH CT, VERO BEACH, FL 32966-1789
Transaction TypeMortgage
Record UpdatedMay 27, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0032982077
DateMay 8, 2020
Book Page3298/2077
Instrument3120200025427
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term324 Months
DueMay 1, 2047

April 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionINDIAN RIVER FL
Recording DateApr 7, 2017
Property Address2265 85TH CT, VERO BEACH, FL 32966-1789
Document Number0030131526
Book / Page003013 / 001526
Instrument DateMar 31, 2017
Instrument18438
Transaction TypeTransfer
Record UpdatedMar 13, 2020
Title CompanyTREASURE COAST TITLE AGENCY/VERO, TREASURE COAST TITLE AGCY/VERO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$839.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2265 85TH CT VERO BEACH FL 329661789, VERO BEACH, FL 32966-1789

Mortgage

Document Number30131527
DateApr 7, 2017
Book Page003013/001527
Instrument18439
Lender
NameIMORTGAGE
TypeMortgage Company
AddressSCOTTSDALE, AZ 85251
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueApr 6, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 2265 85th Ct was $1,065.

Source: Indian River County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyIndian River County
Unified School DistrictIndian River County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,065.00$87,038$193,555 Land $46,410 Building $147,145
2023$767.00 (+4.35%)$82,122 (+3%)$194,472 (+28.25%) Land $59,946 Building $134,526
2022$735.00$79,730$151,640 Land $35,581 Building $116,059

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2265 85th Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 72 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies72 in force
Nearby Flood Claims1 (2017)
Most Recent ClaimSep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2265 85th Ct is moderate, ranking above 59% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 59% of the US · lower than 67% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDIAN RIVER COUNTY UTILITIES (2 WTPS)
serves 126,893 people · EPA ID FL3314052
Water SourceGroundwater
Last State InspectionJun 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting14
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
AT&T
DSL
100 / 20

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