Monterey County property record for 22646 Black Mountain Rd, Salinas, CA 93908
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,240 sqft · built 1978 |
| Lot Size | 0.606 acres (26,400 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $7,388 (2025) |
| Deeds & Mortgages | Jul 2023 Line of Credit Apr 2021 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 139-141-005-000 |
| Primary APN | 139-141-005-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 11 Rooms |
| Stories | 1 Story |
| Building Area | 2,240 sqft Living Area |
| 1st Floor Area | 2,240 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Ranch |
| Construction Type | Frame |
| Lot Area | 26,400 sqft (0.606 acres) |
| Garage Area | 580 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Central |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Old Parcel Number | 139-141-005 |
|---|---|
| Street Address | 22646 BLACK MOUNTAIN RD |
| City | SALINAS |
| State | CA |
| Zip | 93908-9693 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TRACT 710 INDIAN SPRINGS RANCH LOT 138 |
| Legal Subdivision | INDIAN SPRINGS RANCH |
| Legal Tract | 710 |
| Legal Block | 1 |
| Legal Lot Number | 138 |
| Jurisdiction | MONTEREY CA |
| Township / Civil Division | TORO PARK |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 14110 |
22646 Black Mountain Rd is owned and occupied by two individuals who acquired it in December 2013.
Source: Monterey County records, as of August 6, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 22646 BLACK MOUNTAIN RD, SALINAS, CA 93908-9693 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 24, 2023 | Deed of Trust, Mortgage · Line of Credit CONNEXUS CU |
| Apr 14, 2021 | Deed of Trust, Mortgage · Line of Credit CONNEXUS CU |
| Feb 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP |
| Apr 7, 2017 | Deed of Trust, Mortgage · Line of Credit MUFG UNION BANK NA |
| Oct 10, 2018 | Intrafamily Transfer, Transfer · ARM MUFG UNION BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 13, 2013 |
| Deed Sale | Dec 13, 2013 |
| Prior Sale | Feb 2, 2011 · Amount on File |
| Deed Document Number | 201375099 |
| Prior Transfer Date | Oct 18, 2013 |
| Prior Transfer Doc | 0000075099 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTEREY CA |
| Property Address | 22646 BLACK MOUNTAIN RD, SALINAS, CA 93908-9693 |
| Transaction Type | Mortgage |
| Record Updated | Aug 7, 2023 |
| Name | Verified Name |
|---|---|
| Address | 22646 BLACK MOUNTAIN RD, SALINAS, CA 93908-9693 |
| Document Number | 0000022252 |
|---|---|
| Date | Jul 24, 2023 |
| Instrument | 2023022252 |
| Name | CONNEXUS CU |
|---|---|
| Type | Credit Union |
| Address | WAUSAU, WI 54401 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 23, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTEREY CA |
| Property Address | 22646 BLACK MOUNTAIN RD, SALINAS, CA 93908-9693 |
| Transaction Type | Mortgage |
| Record Updated | Apr 27, 2021 |
| Name | Verified Name |
|---|---|
| Address | 22646 BLACK MOUNTAIN RD, SALINAS, CA 93908-9693 |
| Document Number | 0000027067 |
|---|---|
| Date | Apr 14, 2021 |
| Instrument | 2021027067 |
| Name | CONNEXUS CU |
|---|---|
| Type | Credit Union |
| Address | WAUSAU, WI 54401 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 13, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTEREY CA |
| Property Address | 22646 BLACK MOUNTAIN RD, SALINAS, CA 93908-9693 |
| Transaction Type | Mortgage |
| Record Updated | Feb 26, 2021 |
| Name | Verified Name |
|---|---|
| Address | 22646 BLACK MOUNTAIN RD, SALINAS, CA 93908-9693 |
| Document Number | 0000011264 |
|---|---|
| Date | Feb 12, 2021 |
| Instrument | 2021011264 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTEREY CA |
| Property Address | 22646 BLACK MOUNTAIN RD, SALINAS, CA 93908-9693 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | LTC |
| Name | Verified Name |
|---|
| Document Number | 0000018649 |
|---|---|
| Date | Apr 7, 2017 |
| Instrument | 2017018649 |
| Name | MUFG UNION BANK NA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONTEREY CA |
| Recording Date | Oct 10, 2018 |
| Property Address | 22646 BLACK MOUNTAIN RD, SALINAS, CA 93908-9693 |
| Document Number | 0000045150 |
| Map Reference | VOL12 PG27 |
| Instrument Date | Oct 4, 2018 |
| Instrument | 2018045150 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2021 |
| Title Company | CHICAGO TITLE CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 22646 BLACK MOUNTAIN RD, SALINAS, CA 93908-9693 |
| Document Number | 0000045151 |
|---|---|
| Date | Oct 10, 2018 |
| Instrument | 2018045151 |
| Name | MUFG UNION BANK NA |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.37% |
| Type Change Date | Nov 1, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 2.37% |
| Max Rate At Change | 6.37% |
| Index | 1-Year LIBOR |
| Max Rate | 10.3% |
The 2025 property tax bill for 22646 Black Mountain Rd was $7,388 with a homeowner's exemption.
Source: Monterey County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | Monterey County |
| Secondary School District | Salinas Union High School District (07 - 12) |
| Elementary School District | Spreckels Union Elementary School District (KG - 06) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $644,830 (+2%) Land $277,594 Building $367,236 | |
| 2025 | $7,388.00 Homeowner's exemption | $632,187 Land $272,151 Building $360,036 |
| 2023 | $6,699.00 (-0.53%) Homeowner's exemption | $607,640 Land $261,584 Building $346,056 |
| 2022 | $6,735.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 22646 Black Mountain Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 22646 Black Mountain Rd is high, ranking above 72% of the US, with a 0.4% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 72% of the US · above 48% of California |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Cruzio Fixed Wireless | 1,000 / 1,000 |
| Razzolink Fixed Wireless | 500 / 250 |
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