22646 Bertram Dr, Novi, MI 48374 Property Records

Oakland County property record for 22646 Bertram Dr, Novi, MI 48374

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,857 sqft · built 1991
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on File
Last Sale	$411,000 (Jun 2017)
Tax Bill	$7,483 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Nov 2019 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`50-22-28-428-037`

Property Details

APN / Parcel Number

Primary APN	`50-22-28-428-037`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,857 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	22646 BERTRAM DR
City	NOVI
State	MI
Zip	48374-3738
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	T1N, R8E, SEC 28 ROYAL CROWN ESTATES NO 2 LOT 109 7-20-90 FR 400-013
Legal Range	08E
Legal Township	01N
Legal Section	28
Legal Subdivision	ROYAL CROWN ESTATES
Legal Lot Number	7,109
Jurisdiction	OAKLAND MI
Township / Civil Division	NOVI
Census Block Group	1
Census Block	1005
Census Tract	137400

Owner

22646 Bertram Dr is owned and occupied by two individuals who acquired it in November 2019.

Source: Oakland County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	22646 BERTRAM DR, NOVI, MI 48374-3738
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
Nov 25, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Jun 13, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 13, 2017 · Amount on File
Deed Sale	Jun 13, 2017 · Amount on File
Prior Sale	Jun 24, 2011 · Amount on File
Deed Document Number	2017114767
Deed Book / Page	50763 / 116
Last Transfer Date	Nov 21, 2019
Transfer Doc	0000197935
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	22646 BERTRAM DR, NOVI, MI 48374-3738
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22646 BERTRAM DR, NOVI, MI 48374-3738

Mortgage

Document Number	0000163223
Date	Aug 17, 2020
Book Page	54668/232
Instrument	163223

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10271

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jul 1, 2050

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OAKLAND MI
Recording Date	Nov 25, 2019
Property Address	22646 BERTRAM DR, NOVI, MI 48374-3738
Document Number	0000197935
Book / Page	053544 / 000426
Instrument Date	Nov 21, 2019
Instrument	197935
Transaction Type	Transfer
Record Updated	Jan 14, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	22646 BERTRAM DR NOVI MI 483743738, NOVI, MI 48374-3738

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Jun 13, 2017
Property Address	22646 BERTRAM DR, NOVI, MI 48374-3738
Document Number	0000114767
Book / Page	50763 / 00116
Map Reference	LB 213 PG 15-18
Instrument Date	Jun 6, 2017
Instrument	114767
Transaction Type	Transfer
Record Updated	Jun 29, 2021

Transaction

Amount	Amount on Record
Tax	$3,534.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	22646 BERTRAM DR, 22646, NOVI, MI 48374-3738

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	29274 GLEN OAKS BLVD W, FARMINGTON HILLS, MI 48334-2932

Tax Assessment & Valuation

The 2025 property tax bill for 22646 Bertram Dr was $7,483 with a homeowner's exemption, up 2.9% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Novi City
Unified School District	Northville Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,483.00 (+2.89%)
2024	$7,273.00 (-7.94%) Homeowner's exemption
2023	$7,900.00 (+6.86%) Homeowner's exemption	$246,760	$493,520
2022	$7,393.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 22646 Bertram Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 22646 Bertram Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NOVI serves 56,780 people · EPA ID MI0004870
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Xfinity.

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