Hardin County property record for 22645 X Ave, Eldora, IA 50627
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,576 sqft · built 1969 |
| Lot Size | 7.04 acres (306,662 sqft) |
| Owner | Individual Name on File |
| Last Sale | $285,000 (Jun 2026) |
| Tax Bill | $1,692 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 871903400007 |
| Primary APN | 871903400007 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,576 sqft Living Area |
| Basement Area | 1,576 sqft |
| Unfinished Basement | 1,576 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1969 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 306,662 sqft (7.04 acres) |
| Garage Type | Attached |
| Garage Area | 352 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 392 sqft |
| Shed | 1 Shed |
| Granary | Granary |
| Cooling System | Central |
|---|---|
| Heating System | Radiant |
| Heating Fuel | Electric |
| Street Address | 22645 X AVE |
|---|---|
| City | ELDORA |
| State | IA |
| Zip | 50627-8109 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PARCEL A IN W1/2 SE (COM NE COR NW SE S498' POB S394' W787.82' N394' E787.82' POB) SEC3-T87N-R19W |
| Legal Range | 19W |
| Legal Township | 87N |
| Legal Section | 03 |
| Jurisdiction | HARDIN IA |
| Township / Civil Division | ELDORA |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 480600 |
Source: Hardin County records · APN 871903400007
Assessment roll updated October 17, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 22645 X AVE, ELDORA, IA 50627-8109 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 24, 2026 · Amount on Record |
| Deed Sale | Jun 24, 2026 · Amount on Record |
| Deed Document Number | 2026 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARDIN IA |
| Recording Date | Jun 24, 2026 |
| Property Address | 22645 X AVE, ELDORA, IA 50627-8109 |
| Instrument Date | Jun 16, 2026 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 22645 X AVE, ELDORA, IA 50627-8109 |
| Date | Jun 24, 2026 |
|---|
| Name | IOWA BANKERS MORTGAGE CORPORATION |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.36% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
Source: Hardin County records · Assessment roll updated October 17, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Hardin County |
| Unified School District | Eldora-New Providence Community School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,692.00 Homeowner's exemption | $163,660 (+9.63%) Land $25,200 Building $138,460 | $163,660 (+9.63%) Land $25,200 Building $138,460 |
| 2024 | $1,692.00 (+26.08%) | ||
| 2023 | $149,290 (+52.79%) Land $25,200 Building $124,090 | $149,290 (+52.79%) Land $25,200 Building $124,090 | |
| 2022 | $1,342.00 Homeowner's exemption | $97,710 Land $25,200 Building $72,510 | |
| 2021 | $97,710 Land $25,200 Building $72,510 |
Source: FEMA National Flood Hazard Layer as of June 19, 2012 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 95% of the US · lower than 68% of Iowa |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Heart of Iowa Communications Cooperative Fiber | 1,000 / 1,000 |
| LTD Broadband Fixed Wireless | 150 / 130 |
Based on FCC filings for 2 locations within half a mile of this property.
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