Laclede County property record for 22645 Pine Tree Dr, Lebanon, MO 65536
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 3,574 sqft · built 2006 |
| Lot Size | 1.13 acres (49,223 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $258,800 (Oct 2017) |
| Tax Bill | $2,425 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Oct 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 50-3765-11-18-34-15 |
| Primary APN | 50-3765-11-18-34-15 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 3,574 sqft Adjusted Area |
| 1st Floor Area | 2,391 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Vinyl |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Shingle |
| Lot Area | 49,223 sqft (1.13 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 50-3765-11-18-34-15 |
|---|---|
| Street Address | 22645 PINE TREE DR |
| City | LEBANON |
| State | MO |
| Zip | 65536-5806 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT N1/2 SENE1/4 18-34-15 |
| Legal Range | 15W |
| Legal Township | 34N |
| Legal Section | 18 |
| Legal Tract | 4 |
| Jurisdiction | LACLEDE MO |
| Township / Civil Division | LEBANON |
| Census Block Group | 4 |
| Census Block | 4001 |
| Census Tract | 960500 |
22645 Pine Tree Dr is owned and occupied by two individuals who bought it in October 2017.
Source: Laclede County records, as of October 16, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 22645 PINE TREE DR, LEBANON, MO 65536-5806 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 1, 2026 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORPORATION |
| Oct 30, 2017 | Warranty Deed, Transfer · Conventional Mortgage MID MISSOURI BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 30, 2017 · Amount on File |
| Deed Sale | Oct 30, 2017 · Amount on File |
| Prior Sale | Jan 25, 2013 · Amount on File |
| Deed Document Number | 20174489 |
| Deed Book / Page | 272 / 1926 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LACLEDE MO |
| Recording Date | Apr 1, 2026 |
| Property Address | 22645 PINE TREE DR, LEBANON, MO 65536-5806 |
| Document Number | 0000001267 |
| Book / Page | 2026 / 1267 |
| Instrument Date | Mar 26, 2026 |
| Instrument | 20261267 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2026 |
| Title Company | MORTGAGE CONNECT |
| Name | Verified Name |
|---|---|
| Address | 22645 PINE TREE DR, LEBANON, MO 65536-5806 |
| Document Number | 0000001267, |
|---|---|
| Date | Apr 1, 2026 |
| Book Page | 2026/1267 |
| Instrument | 20261267 |
| Name | FREEDOM MORTGAGE CORPORATION |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.75% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LACLEDE MO |
| Recording Date | Oct 30, 2017 |
| Property Address | 22645 PINE TREE DR, LEBANON, MO 65536-5806 |
| Document Number | 272/1926 |
| Book / Page | 272 / 1926 |
| Instrument Date | Oct 27, 2017 |
| Instrument | 2017-4489 |
| Transaction Type | Transfer |
| Record Updated | Sep 24, 2021 |
| Title Company | NOT AVAILABLE, HOGAN |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 22645 PINE TREE DR, LEBANON, MO 65536-5806 |
| Document Number | 20174490 |
|---|---|
| Date | Oct 30, 2017 |
| Instrument | 2017-4490 |
| Name | MID MISSOURI BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2047 |
The 2025 property tax bill for 22645 Pine Tree Dr was $2,425, up 9.1% from the year before.
Source: Laclede County assessment roll, as of October 16, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Laclede County |
| Unified School District | Lebanon R-III School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $42,370 (-) | $223,000 (-) Land $13,800 Building $209,200 | |
| 2025 | $2,425.00 (+9.09%) | $42,370 | $223,000 Land $13,800 Building $209,200 |
| 2024 | $2,223.00 (-2.84%) | ||
| 2023 | $2,288.00 (+8.33%) | $38,320 | $201,700 Land $13,800 Building $187,900 |
| 2022 | $2,112.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 22645 Pine Tree Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2013.
Source: FEMA National Flood Hazard Layer, effective June 20, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2013–2015) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jul 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 22645 Pine Tree Dr is moderate, ranking above 66% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 66% of the US · above 98.7% of Missouri |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LACLEDE COUNTY PWSD 3 serves 6,075 people · EPA ID MO5024319 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2022 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| Wave Internet Technologies Fixed Wireless | 100 / 100 |
| Total HighSpeed Internet Solutions Fixed Wireless | 30 / 10 |
| T-Mobile Fixed Wireless | 25 / 3 |
| AT&T Fixed Wireless | 25 / 3 |
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