22645 Bus 18, Willamina, OR 97396 Property Records

Polk County property record for 22645 Bus 18, Willamina, OR 97396

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,248 sqft · built 1946
Lot Size	1.41 acres (61,420 sqft)
Owner	Individual Name on File
Last Sale	$350,000 (Apr 2020)
Tax Bill	$1,435 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Apr 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06712-C0-01100`

Property Details

APN / Parcel Number

Primary APN	`06712-C0-01100`
Alternative APN	`285098`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,248 sqft Gross Area
1st Floor Area	1,248 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1984
Exterior Material	Wood
Roof Type	Gable
Roof Material	Metal
Lot Area	61,420 sqft
View / Lot	Traffic
Garage Area	1,056 sqft
Patio Area	304 sqft
Utility Building	814 sqft
Total Buildings	4 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	285098
Street Address	22645 BUSINESS 18
City	WILLAMINA
State	OR
Zip	97396-9701
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-IND
Legal Description	ONE STORY
Legal Range	7W
Legal Township	06S
Legal Section	12
Legal Block	1
Jurisdiction	POLK OR
Township / Civil Division	WILLAMINA
Census Block Group	1
Census Block	1027
Census Tract	20400

Owner

22645 Bus 18 is owned by an individual who bought it in April 2020.

Source: Polk County records, as of June 9, 2026

Owner of Record	Individual Name on File
Mailing Address	22645 BUSINESS 18, WILLAMINA, OR 97396-9701
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2021	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Apr 2, 2020	Warranty Deed, Transfer · Conventional Mortgage AMERISAVE MORTGAGE CORP
May 24, 2018	Deed of Trust, Mortgage · Line of Credit COLUMBIA CU
Dec 27, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage COLUMBIA COMMUNITY CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 2, 2020 · Amount on File
Deed Sale	Apr 2, 2020 · Amount on File
Deed Document Number	20204465
Prior Transfer Date	Dec 26, 2017
Prior Transfer Doc	0000015304
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK OR
Property Address	22645 BUSINESS 18, WILLAMINA, OR 97396-9701
Transaction Type	Mortgage
Record Updated	Nov 2, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22645 BUSINESS 18, WILLAMINA, OR 97396-9701

Mortgage

Document Number	0000016811
Date	Oct 25, 2021
Instrument	2021-016811

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK OR
Recording Date	Apr 2, 2020
Property Address	22645 BUSINESS 18, WILLAMINA, OR 97396-9701
Document Number	0000004465
Instrument Date	Apr 2, 2020
Instrument	2020-004465
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	TICOR TITLE COMPANY OF OR

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22645 BUSINESS 18, WILLAMINA, OR 97396-9701

Mortgage

Document Number	0000004466
Date	Apr 2, 2020
Instrument	2020-004466

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2050

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK OR
Property Address	22645 BUSINESS 18, WILLAMINA, OR 97396-9701
Document Number	0000006290
Instrument Date	May 24, 2018
Transaction Type	Mortgage
Record Updated	Jun 12, 2018
Title Company	AMER TITLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	22645 BUSINESS 18 WILLAMINA OR 973969701, WILLAMINA, OR 97396-9701

Mortgage

Document Number	0000006290
Date	May 30, 2018
Instrument	6290

Lender

Name	COLUMBIA CU
Type	Credit Union
Address	VANCOUVER, WA 98666

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	May 29, 2043

Interest

Rate Type	Adjustable Rate

December 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	POLK OR
Recording Date	Dec 27, 2017
Property Address	22645 BUSINESS 18, WILLAMINA, OR 97396-9701
Document Number	0000015304
Instrument Date	Dec 21, 2017
Instrument	2017-015304
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	FATCO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	22645 BUSINESS 18, WILLAMINA, OR 97396-9701

Mortgage

Document Number	0000015305
Date	Dec 27, 2017
Instrument	2017-015305

Lender

Name	COLUMBIA COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 22645 Bus 18 was $1,435, up 4.3% from the year before.

Source: Polk County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Polk County
Unified School District	Willamina School District 30J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$119,060 (+2.99%) Land $28,700 Building $90,360	$338,350 (-3.51%) Land $143,170 Building $195,180
2025	$1,435.00 (+4.29%)	$115,600 (+2.99%) Land $27,870 Building $87,730	$350,650 (+1.95%) Land $148,830 Building $201,820
2024	$1,376.00 (+8.09%)	$112,240 (+2.99%) Land $27,050 Building $85,190	$343,930 (+0.07%) Land $146,560 Building $197,370
2023	$1,273.00 (+3.5%)	$108,980 (+3%) Land $26,260 Building $82,720	$343,690 (+1.7%) Land $134,620 Building $209,070
2022	$1,230.00	$105,810 Land $25,490 Building $80,320	$337,940 Land $122,700 Building $215,240

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 22645 Bus 18 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 22645 Bus 18 is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 98.5% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRAND RONDE COMMUNITY WTR ASSN private · serves 2,500 people · EPA ID OR4100338
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Hunter Communications Fixed Wireless	200 / 20
Alyrica Fixed Wireless	65 / 10
T-Mobile Fixed Wireless	25 / 3
AT&T Fixed Wireless	25 / 3

May also be available: Verizon.

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