22643 Law St, Dearborn, MI 48124 Property Records

Wayne County property record for 22643 Law St, Dearborn, MI 48124

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,950 sqft · built 1937
Lot Size	0.17 acres (7,405 sqft)
Owner	Trust Name on File
Last Sale	$493,500 (May 2026)
Tax Bill	$6,103 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Mar 2024 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`82-09-212-16-033`

Property Details

APN / Parcel Number

Primary APN	`82-09-212-16-033`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,950 sqft Living Area
1st Floor Area	1,230 sqft
Basement Area	1,230 sqft
Unfinished Basement	1,230 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1937
Effective Year Built	Effective 1937
Architectural Style	Custom Design
Exterior Material	Brick
Construction Type	Frame
Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	22643 LAW ST
City	DEARBORN
State	MI
Zip	48124-1075
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	LOT 61 INCLUDES HALF OF VACATED ALLEY THEREOF LAWS SUB
Legal Subdivision	LAWS
Legal Lot Number	61
Jurisdiction	WAYNE MI
Township / Civil Division	DEARBORN
Census Block Group	3
Census Block	3027
Census Tract	579900

Owner

22643 Law St is owner-occupied and held in a trust since May 2026.

Source: Wayne County records, as of September 15, 2026

Owner of Record	Trust Name on File
Mailing Address	22643 LAW ST, DEARBORN, MI 48124-1075
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 28, 2026	Warranty Deed, Transfer · Conventional Mortgage DFCU FINANCIAL
Mar 6, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage LAKE TRUST CU
Jan 9, 2019	Deed of Trust, Mortgage · Conventional Mortgage HANTZ BANK
Sep 2, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 28, 2026 · Amount on File
Deed Sale	May 28, 2026 · Amount on File
Prior Sale	Dec 17, 2009 · Amount on File
Deed Document Number	2026191874
Deed Book / Page	60309 / 877
Prior Transfer Date	Aug 25, 2020
Prior Transfer Doc	0560170776
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE MI
Recording Date	May 28, 2026
Property Address	22643 LAW ST, DEARBORN, MI 48124-1075
Document Number	0000191874
Book / Page	60309 / 877
Instrument Date	May 26, 2026
Instrument	2026191874
Transaction Type	Transfer
Record Updated	Sep 21, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$428,654.10
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	22643 LAW ST, DEARBORN, MI 48124-1075

Mortgage

Document Number	0000191876,
Date	May 28, 2026
Instrument	2026191876

Lender

Name	DFCU FINANCIAL

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 1, 2041

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	22643 LAW ST, DEARBORN, MI 48124-1075
Transaction Type	Mortgage
Record Updated	Mar 29, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22643 LAW ST, DEARBORN, MI 48124-1075

Mortgage

Document Number	0587111296
Date	Mar 6, 2024
Book Page	58711/1296
Instrument	2024044859

Lender

Name	LAKE TRUST CU
Type	Credit Union
Address	BRIGHTON, MI 48114

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	240 Months
Due	Mar 19, 2044

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	22643 LAW ST, DEARBORN, MI 48124-1075
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0548071211
Date	Jan 9, 2019
Book Page	54807/1211
Instrument	2019008405

Lender

Name	HANTZ BANK
Type	Bank
Address	SOUTHFIELD, MI 48034

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	121 Months
Due	Feb 1, 2029

September 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WAYNE MI
Recording Date	Sep 2, 2020
Property Address	22643 LAW ST, DEARBORN, MI 48124-1075
Document Number	0560170776
Book / Page	56017 / 776
Map Reference	LB 12 PG 12
Instrument Date	Aug 25, 2020
Instrument	2020255133
Transaction Type	Transfer
Record Updated	May 24, 2021
Title Company	NATIONAL TITLE GROUP

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22643 LAW ST, DEARBORN, MI 48124-1075

Mortgage

Document Number	56017777
Date	Sep 2, 2020
Instrument	56017/777

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 22643 Law St was $6,103 with a homeowner's exemption.

Source: Wayne County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Wayne County
Municipality	Dearborn City
Unified School District	Dearborn City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$194,900 (+2.9%)	$389,800 (+2.9%)
2025	$6,103.00 Homeowner's exemption	$189,400	$378,800
2023	$5,651.00 Homeowner's exemption	$161,800	$323,600
2019	$6,118.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 22643 Law St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2011 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 22643 Law St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEARBORN serves 109,976 people · EPA ID MI0001730
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Feb 2026
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 295 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	1,000 / 75

May also be available: T-Mobile.

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