2264 10th St, White Bear Lake (Saint Paul), MN 55110 Property Records

Ramsey County property record for 2264 10th St, White Bear Lake, MN 55110

Property Summary

Property TypeSingle Family Home
Details7 bd · 4.5 ba · 3,344 sqft · built 1988
Lot Size0.208 acres (9,072 sqft)
Owner2 Individual Names on Record
Tax Bill$11,628 (2025)
Deeds & MortgagesMay 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN13-30-22-22-0110

Property Details

APN / Parcel Number

Primary APN13-30-22-22-0110
Alternative APNs
  • 8408917
  • 8422049

Interior

Bedrooms7 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures16 Plumbing Fixtures
Total Rooms12 Rooms
Stories2 Stories
Building Area3,344 sqft Living Area
1st Floor Area1,430 sqft
Basement Area1,000 sqft
Finished Basement1,000 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1995
Architectural StyleBi-Level
Exterior MaterialAluminum/Vinyl
Lot Area9,072 sqft (0.208 acres)
Lot Dimensions126 ft deep x 72 ft wide
View / LotNeighborhood / Spot
Garage TypeAttached
Garage Area546 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number8422049
Street Address2264 10TH ST
CitySAINT PAUL
StateMN
Zip55110-2611
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionAUERBACHS REARR-PT WHT BEAR PART OF FORMER BN RY R/W IN NW 1/4 OF ...IN SD AUERBACHS RE, LOT 8 BLK 16
Legal Range22
Legal Township30
Legal Section13
Legal SubdivisionAUERBACHS REARR-PT WHT BEAR
Legal Block16
Legal Lot Number8
JurisdictionRAMSEY MN
Township / Civil DivisionWHITE BEAR LAKE
Census Block Group1
Census Block1027
Census Tract40200

Owner

Source: Ramsey County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2264 10TH ST, SAINT PAUL, MN 55110-2611
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedSep 20, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRAMSEY MN
Property Address2264 10TH ST, WHITE BEAR LAKE, MN 55110-2611
Document Number0004811358
Instrument DateMay 7, 2020
Transaction TypeMortgage
Record UpdatedMay 25, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2264 10TH ST ST PAUL MN 551102611, ST PAUL, MN 55110-2611

Mortgage

Document Number0004811358
DateMay 15, 2020
Instrument4811358
Lender
NameMR COOPER
AddressDALLAS, TX 75019
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueMay 14, 2035

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyRamsey County
MunicipalityWhite Bear Lake City
Unified School DistrictWhite Bear Lake School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$818,900 (+14.07%) Land $118,000 Building $700,900$818,900 (+14.07%) Land $118,000 Building $700,900
2025$11,628.00 (+23.57%)
2023$9,410.00$717,900 Land $118,000 Building $599,900$717,900 Land $118,000 Building $599,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 89% of Minnesota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWhite Bear Lake
serves 25,634 people · EPA ID MN1620024
Water SourceGroundwater
Last State InspectionFeb 2026
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber · DSL in parts of the area
8,000 / 8,000
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Verizon.

Nearby Properties on 10th St

Nearby Streets

Search Property Records by Address or Parcel Number