22638 Will Murphy Rd, Umatilla, FL 32784 Property Records

Lake County property record for 22638 Will Murphy Rd, Umatilla, FL 32784

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,716 sqft · built 2001
Lot Size	10 acres (435,600 sqft)
Owner	2 Individuals on Record
Last Sale	$130,300 (Nov 2017)
Tax Bill	$2,520 (2024)
Deeds & Mortgages	Nov 2021 Mortgage Nov 2017 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`11-18-27-0004-000-04400`

Property Details

APN / Parcel Number

Primary APN	`11-18-27-0004-000-04400`
Alternative APN	`3375441`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,716 sqft Living Area
1st Floor Area	1,716 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2010
Architectural Style	Mobile/Manufactured
Exterior Material	Asbestos
Construction Type	Steel Frame
Foundation Type	Pier/Post & Beam
Roof Material	Shingle
Lot Area	435,600 sqft (10 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	3375441
Street Address	22638 WILL MURPHY RD
City	UMATILLA
State	FL
Zip	32784-7948
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	W 1/2 OF E 1/2 OF SW 1/4 OF SE 1/4 ORB 5029 PG 1371
Legal Range	27E
Legal Township	18S
Legal Section	11
Legal Subdivision	ACREAGE & UNREC
Legal Tract	4
Jurisdiction	LAKE FL
Township / Civil Division	UMATILLA
Census Block Group	1
Census Block	1053
Census Tract	30111

Owner

Source: Lake County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals on Record
Mailing Address	22638 WILL MURPHY RD, UMATILLA, FL 32784-7948
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Nov 21, 2017	Grant Deed, Transfer · FHA Mortgage CALIBER HM LOANS
Aug 2, 2017	Grant Deed, Transfer SERVICELINK
Jun 8, 2017	Quit Claim Deed, Transfer MERIDIAN TITLE
Apr 10, 2017	Grant Deed, Foreclosure SERVICELINK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 21, 2017 · Amount on Record
Deed Sale	Nov 21, 2017 · Amount on Record
Prior Sale	Apr 10, 2017
Deed Document Number	2017123924
Deed Book / Page	5029 / 1371
Record Updated	Jun 8, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	22638 WILL MURPHY RD, UMATILLA, FL 32784-7948
Transaction Type	Mortgage
Record Updated	May 18, 2023
Title Company	WATSON TITLE SERVICES INC, WATSON TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22638 WILL MURPHY RD, UMATILLA, FL 32784-7948
Investor	Possibly a Property Investor

Mortgage

Document Number	0058290470
Date	Nov 3, 2021
Book Page	5829/470
Instrument	2021152780

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LAKE FL
Recording Date	Nov 21, 2017
Property Address	22638 WILL MURPHY RD, UMATILLA, FL 32784-7948
Document Number	0050291371
Book / Page	005029 / 001371
Instrument Date	Nov 16, 2017
Instrument	123924
Transaction Type	Transfer
Record Updated	Dec 12, 2017
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$912.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	22638 WILL MURPHY RD UMATILLA FL 327847948, UMATILLA, FL 32784-7948

Mortgage

Document Number	50291373
Date	Nov 21, 2017
Book Page	005029/001373
Instrument	123925

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 20, 2047

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LAKE FL
Recording Date	Aug 2, 2017
Property Address	22638 WILL MURPHY RD, UMATILLA, FL 32784-7948
Document Number	0049810858
Book / Page	004981 / 000858
Instrument Date	Jun 30, 2017
Instrument	83246
Transaction Type	Transfer
Record Updated	Aug 24, 2017
Title Company	SERVICELINK

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Investor	Possibly a Property Investor

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAKE FL
Recording Date	Jun 8, 2017
Property Address	22638 WILL MURPHY RD, UMATILLA, FL 32784-7948
Document Number	0049550980
Book / Page	004955 / 000980
Instrument Date	May 30, 2017
Instrument	61826
Transaction Type	Transfer
Record Updated	Jul 25, 2017
Title Company	MERIDIAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	1 HOME CAMPUS DES MOINES IA 503280001, DES MOINES, IA 50328-0001
Investor	Possibly a Property Investor

April 2017: Grant Deed, Foreclosure

Document Type	Grant Deed
Jurisdiction	LAKE FL
Recording Date	Apr 10, 2017
Property Address	22638 WILL MURPHY RD, UMATILLA, FL 32784-7948
Document Number	0049270164
Book / Page	004927 / 000164
Instrument Date	Jun 7, 2016
Instrument	38235
Transaction Type	Foreclosure
Record Updated	Apr 19, 2017
Title Company	SERVICELINK

Transaction

Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$173,320 (+5.98%)	$332,537 (+23.46%) Land $264,221 Building $68,316
2024	$2,520.00 (+12.05%)
2023	$2,249.00 (+8.86%) Homeowner's exemption	$163,540 (+3%)	$269,344 (+37.27%) Land $203,283 Building $66,061
2022	$2,066.00 Homeowner's exemption	$158,780	$196,219 Land $130,158 Building $66,061

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 37 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	37 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 75% of the US · above 60% of Florida
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

4G LTE only, no 5G reported

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