San Bernardino County property record for 22638 South Rd, Apple Valley, CA 92307
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,756 sqft · built 1989 |
| Lot Size | 0.413 acres (18,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $245,000 (Jun 2018) |
| Tax Bill | $3,208 (2025) |
| Deeds & Mortgages | Feb 2018 Line of Credit Dec 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0437-324-19-0000 |
| Primary APN | 0437-324-19-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,756 sqft Living Area |
| Gross Area | 2,308 sqft |
| 1st Floor Area | 1,756 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Modern |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 18,000 sqft (0.413 acres) |
| Garage Type | Attached |
| Garage Area | 552 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio/Porch |
| Porch Area | 184 sqft |
| Patio Area | 460 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Water Source | Commercial |
| Street Address | 22638 SOUTH RD |
|---|---|
| City | APPLE VALLEY |
| State | CA |
| Zip | 92307-1933 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TRACT 5579 LOT 81 TRACT NO 5579 LOT 81 EX UND 1/2 INT MIN RTS WOSE |
| Legal Subdivision | TRACT NO. 5579 |
| Legal Tract | 5579 |
| Legal Block | 2 |
| Legal Lot Number | 81 |
| Jurisdiction | SAN BERNARDINO CA |
| Township / Civil Division | VICTORVILLE-HESPERIA |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 9713 |
Source: San Bernardino County assessment roll, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 22638 SOUTH RD, APPLE VALLEY, CA 92307-1933 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 27, 2018 | Deed of Trust, Mortgage · Line of Credit NORTHWEST BANK & TRUST CO |
| Dec 17, 2020 | Deed of Trust, Mortgage · Conventional Mortgage EMBRACE HOME LOANS INC |
| Feb 4, 2022 | Deed of Trust, Mortgage · Conventional Mortgage GOODLEAP LLC |
| Jun 22, 2018 | Grant Deed, Transfer · FHA Mortgage EMBRACE HOME LOANS INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 22, 2018 · Amount on Record |
| Deed Sale | Jun 22, 2018 · Amount on Record |
| Prior Sale | Jul 21, 2000 · Amount on Record |
| Deed Document Number | 2018227650 |
| Prior Transfer Date | Jan 12, 1995 |
| Prior Transfer Doc | 0000036493 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Property Address | 22638 SOUTH RD, APPLE VALLEY, CA 92307-1933 |
| Transaction Type | Mortgage |
| Record Updated | Jun 21, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000070741 |
|---|---|
| Date | Feb 27, 2018 |
| Instrument | 2018-0070741 |
| Name | NORTHWEST BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | DAVENPORT, IA 52806 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Property Address | 22638 SOUTH RD, APPLE VALLEY, CA 92307-1933 |
| Transaction Type | Mortgage |
| Record Updated | Jun 21, 2022 |
| Title Company | MORTGAGE INFORMATION SVCS |
| Name | Verified Name |
|---|---|
| Address | 22638 SOUTH RD, APPLE VALLEY, CA 92307-1933 |
| Document Number | 0000513722 |
|---|---|
| Date | Dec 17, 2020 |
| Instrument | 2020-0513722 |
| Name | EMBRACE HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | APPLE VALLEY, CA 92307 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Property Address | 22638 SOUTH RD, APPLE VALLEY, CA 92307-1933 |
| Transaction Type | Mortgage |
| Record Updated | Jun 21, 2022 |
| Title Company | NATIONAL CLOSING SOLUTIONS, NATIONAL CLOSING SOLUTION |
| Name | Verified Name |
|---|---|
| Address | 22638 SOUTH RD, APPLE VALLEY, CA 92307-1933 |
| Document Number | 0000048140 |
|---|---|
| Date | Feb 4, 2022 |
| Instrument | 2022-0048140 |
| Name | GOODLEAP LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | ROSEVILLE, CA 95661 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Recording Date | Jun 22, 2018 |
| Property Address | 22638 SOUTH RD, APPLE VALLEY, CA 92307-1933 |
| Document Number | 0000227650 |
| Map Reference | MB 74 PG 77-79 |
| Instrument Date | Jun 8, 2018 |
| Instrument | 2018-0227650 |
| Transaction Type | Transfer |
| Record Updated | Jun 21, 2022 |
| Title Company | CHICAGO TITLE INLAND EMPIRE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 22638 SOUTH RD, APPLE VALLEY, CA 92307-1933 |
| Investor | Possibly a Property Investor |
| Document Number | 0000227651 |
|---|---|
| Date | Jun 22, 2018 |
| Instrument | 2018-0227651 |
| Name | EMBRACE HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2048 |
Source: San Bernardino County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| Municipality | Apple Valley Town |
| County | San Bernardino County |
| Unified School District | Apple Valley Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $284,344 (+2%) Land $56,869 Building $227,475 | |
| 2025 | $3,208.00 (+3.95%) Homeowner's exemption | $278,769 (+4.04%) Land $55,754 Building $223,015 |
| 2023 | $3,086.00 (+1.58%) Homeowner's exemption | $267,944 Land $53,589 Building $214,355 |
| 2022 | $3,038.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · lower than 75% of California |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GOLDEN STATE WATER CO - APPLE VLY NORTH private · serves 2,097 people · EPA ID CA3610105 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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