Macomb County property record for 22638 Bluewater Dr, Macomb, MI 48044
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,225 sqft · built 1999 |
| Lot Size | 0.395 acres (17,206 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $279,000 (Sep 2003) |
| Tax Bill | $4,697 (2025) |
| Deeds & Mortgages | Feb 2024 Line of Credit Mar 2022 Mortgage + 2 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 20-08-35-255-001 |
| Primary APN | 20-08-35-255-001 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 2 Stories |
| Building Area | 2,225 sqft Living Area |
| 1st Floor Area | 1,660 sqft |
| Basement Area | 1,660 sqft |
| Unfinished Basement | 1,660 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Split Level |
| Lot Area | 17,206 sqft (0.395 acres) |
| Lot Dimensions | 181 ft deep x 95 ft wide |
| Garage Area | 682 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 22638 BLUEWATER DR |
|---|---|
| City | MACOMB |
| State | MI |
| Zip | 48044-3749 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | CREEKSIDE VILLAGE SUB #4 LOT 102 LIBER: 128 PAGES: 39-45 |
| Legal Subdivision | CREEKSIDE VILLAGE SUB |
| Legal Lot Number | 102 |
| Jurisdiction | MACOMB MI |
| Township / Civil Division | MACOMB |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 223402 |
22638 Bluewater Dr is owned and occupied by two individuals who bought it in September 2003.
Source: Macomb County records, as of October 19, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 22638 BLUEWATER DR, MACOMB, MI 48044-3749 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 15, 2024 | Deed of Trust, Mortgage · Line of Credit MICHIGAN SCHOOLS & GOVERNMENT CU |
| Mar 1, 2022 | Deed of Trust, Mortgage · Conventional Mortgage MICHIGAN SCHOOLS & GOVERNMENT CU |
| Dec 21, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MICHIGAN SCHOOLS & GOVERNMENT CU |
| Dec 15, 2018 | Deed of Trust, Mortgage · Conventional Mortgage MICHIGAN SCHOOLS & GOV'T CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 24, 2003 · Amount on File |
| Deed Sale | Sep 24, 2003 · Amount on File |
| Prior Sale | Apr 19, 2000 · Amount on File |
| Deed Document Number | 20033285277 |
| Deed Book / Page | 14314 / 800 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Property Address | 22638 BLUEWATER DR, MACOMB, MI 48044-3749 |
| Transaction Type | Mortgage |
| Record Updated | Feb 27, 2024 |
| Name | Verified Name |
|---|---|
| Address | 22638 BLUEWATER DR, MACOMB, MI 48044-3749 |
| Document Number | 2400011604 |
|---|---|
| Date | Feb 15, 2024 |
| Book Page | 29475/151 |
| Instrument | 202400011604 |
| Name | MICHIGAN SCHOOLS & GOVERNMENT CU |
|---|---|
| Type | Credit Union |
| Address | 4555 INVESTMENT DR, TROY, MI 48098 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Feb 14, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Property Address | 22638 BLUEWATER DR, MACOMB, MI 48044-3749 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Name | Verified Name |
|---|---|
| Address | 22638 BLUEWATER DR, MACOMB, MI 48044-3749 |
| Document Number | 2200027147 |
|---|---|
| Date | Mar 1, 2022 |
| Book Page | 28457/937 |
| Instrument | 202200027147 |
| Name | MICHIGAN SCHOOLS & GOVERNMENT CU |
|---|---|
| Type | Credit Union |
| Address | CLINTON TOWNSHIP, MI 48038 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Property Address | 22638 BLUEWATER DR, MACOMB, MI 48044-3749 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Name | Verified Name |
|---|---|
| Address | 22638 BLUEWATER DR, MACOMB, MI 48044-3749 |
| Document Number | 0000159881 |
|---|---|
| Date | Dec 21, 2020 |
| Book Page | 27269/919 |
| Instrument | 2159881 |
| Name | MICHIGAN SCHOOLS & GOVERNMENT CU |
|---|---|
| Type | Credit Union |
| Address | CLINTON TOWNSHIP, MI 48038 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Property Address | 22638 BLUEWATER DR, MACOMB, MI 48044-3749 |
| Document Number | 0000138696 |
| Instrument Date | Dec 15, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 11, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 22638 BLUEWATER DR MACOMB MI 480443749, MACOMB, MI 48044-3749 |
| Document Number | 0000138696 |
|---|---|
| Date | Dec 20, 2018 |
| Book Page | 025738/000001 |
| Instrument | 138696 |
| Name | MICHIGAN SCHOOLS & GOV'T CU |
|---|---|
| Type | Credit Union |
| Address | CLINTON TOWNSHIP, MI 48038 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Dec 19, 2038 |
The 2025 property tax bill for 22638 Bluewater Dr was $4,697 with a homeowner's exemption.
Source: Macomb County assessment roll, as of October 19, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Macomb County |
| County Subdivision | Macomb Township |
| Unified School District | L'Anse Creuse Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $211,800 | $423,600 | |
| 2025 | $4,697.00 | ||
| 2023 | $187,100 | $374,200 | |
| 2022 | $4,150.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 22638 Bluewater Dr in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 22638 Bluewater Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 85% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MACOMB TOWNSHIP serves 90,000 people · EPA ID MI0003990 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
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