2263 Birch Rock Rd, Tower, MN 55790 Property Records

St. Louis County property record for 2263 Birch Rock Rd, Tower, MN 55790

Property Summary

Property Type	Seasonal / Vacation Home
Details	465 sqft
Lot Size	0.264 acres (11,507 sqft)
Owner	2 Trust Names on File
Last Sale	$280,000 (Dec 2017)
Tax Bill	$484 (2026)
Deeds & Mortgages	Jun 2020 Mortgage Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`387-0070-00110`

Property Details

APN / Parcel Number

Primary APN	`387-0070-00110`
Alternative APNs	`1143128` `777958`

Interior

Stories	1 Story
Building Area	465 sqft Base Area
1st Floor Area	465 sqft

Exterior

Architectural Style	Rustic
Exterior Material	Wood
Construction Type	Frame
Lot Area	11,507 sqft (0.264 acres)
Cabin	465 sqft
Storage Building	20 sqft

Location & Zoning

Account Number	1143128
Street Address	2263 BIRCH ROCK RD
City	TOWER
State	MN
Zip	55790
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Legal Description	LOT: 0008 BLOCK:001 SERIAL #
Legal Subdivision	BIRCH POINT
Legal Block	1
Legal Lot Number	8
Jurisdiction	ST LOUIS MN
Township / Civil Division	GREENWOOD
Census Block Group	1
Census Block	1255
Census Tract	15502

Owner

2263 Birch Rock Rd, a residential property, is held in a trust since June 2019.

Source: St. Louis County records, as of August 17, 2026

Owner of Record	2 Trust Names on File
Mailing Address	23960 PALMER GULCH RD, HILL CITY, SD 57745-6521
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2020	Deed of Trust, Mortgage GRANITE FALLS BK
Jun 5, 2020	Deed of Trust, Mortgage GRANITE FALLS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 15, 2017 · Amount on File
Deed Sale	Dec 15, 2017 · Amount on File
Prior Sale	Jun 6, 2005 · Amount on File
Deed Document Number	2017993238
Last Transfer Date	Jun 19, 2019
Transfer Doc	0001011836
Record Updated	Sep 20, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	2263 BIRCH ROCK RD, TOWER, MN 55790
Document Number	00T1024473
Instrument Date	Jun 5, 2020
Transaction Type	Mortgage
Record Updated	Jul 20, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	2261 BIRCH POINT RD TOWER MN 55790, TOWER, MN 55790

Mortgage

Document Number	00T1024473
Date	Jun 12, 2020
Instrument	T1024473

Lender

Name	GRANITE FALLS BK
Type	Bank
Address	GRANITE FALLS, MN 56241

Agreement

Amount	Amount on Record
Term	180 Months
Due	Jun 11, 2035

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	2263 BIRCH ROCK RD, TOWER, MN 55790
Document Number	00A1383106
Instrument Date	Jun 5, 2020
Transaction Type	Mortgage
Record Updated	Aug 6, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	2261 BIRCH POINT RD TOWER MN 55790, TOWER, MN 55790

Mortgage

Document Number	00A1383106
Date	Jun 22, 2020
Instrument	A1383106

Lender

Name	GRANITE FALLS BK
Type	Bank
Address	GRANITE FALLS, MN 56241

Agreement

Amount	Amount on Record
Term	180 Months
Due	Jun 21, 2035

Tax Assessment & Valuation

The 2026 property tax bill for 2263 Birch Rock Rd was $484, down 22.9% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Greenwood Township
Unified School District	St. Louis County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$484.00 (-22.93%)
2025	$628.00 (+4.67%)	$66,200 (-18.07%) Land $55,000 Building $11,200	$66,200 (-18.07%) Land $55,000 Building $11,200
2024	$600.00	$80,800 Land $69,200 Building $11,600	$80,800 Land $69,200 Building $11,600
2022		$65,000 Land $54,900 Building $10,100	$65,000 Land $54,900 Building $10,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2263 Birch Rock Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 23 policies
Nearby Flood Policies	23 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2263 Birch Rock Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Frontier DSL	90 / 5

May also be available: AT&T, CTC, T-Mobile, Verizon.

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