2262 Forest Lakes Ln, Sterrett, AL 35147 Property Records

Shelby County property record for 2262 Forest Lakes Ln, Sterrett, AL 35147

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,572 sqft · built 2002
Lot Size	0.172 acres (7,492 sqft)
Owner	2 Individual Names on File
Last Sale	$295,000 (Sep 2026)
Tax Bill	$1,092 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Jul 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`095220004037000`

Property Details

APN / Parcel Number

Primary APN	`095220004037000`

Interior

Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,572 sqft Heated Area
1st Floor Area	1,572 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	7,492 sqft (0.172 acres)
Lot Dimensions	120 ft deep x 62.5 ft wide
Garage Type	Attached
Garage Area	390 sqft
Parking Spaces	1 Parking Space
Porch	Slab

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2262 FOREST LAKES LN
City	STERRETT
State	AL
Zip	35147-8152
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC/TWNSHP/RAN 22 19S 01W NBRHD: 17 FOREST LAKES R-2
Legal Range	01W
Legal Township	19S
Legal Section	22
Legal Subdivision	FOREST LAKES SECTOR 2 PHASE 2
Legal Lot Number	88
Jurisdiction	SHELBY AL
Township / Civil Division	CHELSEA
Census Block Group	2
Census Block	2012
Census Tract	30215

Owner

2262 Forest Lakes Ln is owned and occupied by two individuals who bought it in September 2026.

Source: Shelby County records, as of October 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2262 FOREST LAKES LN, STERRETT, AL 35147-8152
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2026	Warranty Deed, Transfer · FHA Mortgage MORTGAGE MORTGAGE
Jul 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage EVANSVILLE TEACHERS FCU
Jun 9, 2017	Survivorship Deed, Transfer · FHA Mortgage FIRST LIBERTY FINANCIAL GROUP LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 25, 2026 · Amount on File
Deed Sale	Sep 25, 2026 · Amount on File
Prior Sale	Jun 9, 2017 · Amount on File
Deed Document Number	2026309570
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY AL
Recording Date	Sep 25, 2026
Property Address	2262 FOREST LAKES LN, STERRETT, AL 35147-8152
Document Number	0000309570
Instrument Date	Sep 24, 2026
Instrument	2026309570
Transaction Type	Transfer
Record Updated	Oct 6, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$29,795.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2262 FOREST LAKES LN, STERRETT, AL 35147-8152

Mortgage

Document Number	0000309580,
Date	Sep 25, 2026
Instrument	2026309580

Lender

Name	MORTGAGE MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Max Rate	-1%

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY AL
Property Address	2262 FOREST LAKES LN, STERRETT, AL 35147-8152
Transaction Type	Mortgage
Record Updated	Aug 4, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000356630
Date	Jul 23, 2021
Instrument	20210723000356630

Lender

Name	EVANSVILLE TEACHERS FCU
Type	Credit Union
Address	EVANSVILLE, IN 47715

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Aug 1, 2041

June 2017: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	SHELBY AL
Recording Date	Jun 9, 2017
Property Address	2262 FOREST LAKES LN, STERRETT, AL 35147-8152
Document Number	0000202670
Map Reference	MB29 PG127
Instrument Date	Jun 2, 2017
Instrument	20170609000202670
Transaction Type	Transfer
Record Updated	Jul 13, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$169.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2846 RESERVE CT, 2846, VESTAVIA, AL 35243-2134

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2262 FOREST LAKES LN, STERRETT, AL 35147-8152

Mortgage

Document Number	0000202680
Date	Jun 9, 2017
Instrument	20170609000202680

Lender

Name	FIRST LIBERTY FINANCIAL GROUP LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 2262 Forest Lakes Ln was $1,092 with exemptions applied.

Source: Shelby County assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Shelby County
Municipality	Chelsea City
Unified School District	Shelby County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,092.00	$24,820	$248,100 Land $85,000 Building $163,100
2023	$891.00 Homeowner's exemption Senior Citizen's exemption	$24,180	$241,700 Land $68,000 Building $173,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2262 Forest Lakes Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 23, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2262 Forest Lakes Ln is moderate, ranking above 47% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 53% of Alabama
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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