2261 Romney Dr, Cambria, CA 93428 Property Records

San Luis Obispo County property record for 2261 Romney Dr, Cambria, CA 93428

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,100 sqft · built 1972
Lot Size	0.08 acres (3,500 sqft)
Owner	Individual Name on Record
Last Sale	$630,000 (Nov 2021)
Tax Bill	$7,396 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Jun 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`023-321-023`

Property Details

APN / Parcel Number

Primary APN	`023-321-023`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,100 sqft Living Area
1st Floor Area	1,100 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Construction Type	Wood
Lot Area	3,500 sqft (0.08 acres)
Terrain	Above Road/Slope
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	2261 ROMNEY DR
City	CAMBRIA
State	CA
Zip	93428-4723
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	CAM PINES M U 2 BL 33 LTS 7 & 8
Legal Subdivision	CAMBRIA PINES MANOR 02
Legal Block	33
Legal Lot Number	7,8
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	NORTH COAST
Census Block Group	2
Census Block	2064
Census Tract	10403

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2261 ROMNEY DR, CAMBRIA, CA 93428-4723
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 23, 2021	Grant Deed, Transfer · Conventional Mortgage ACQUIRE MORTGAGE AND REAL ESTATE IN
Jun 15, 2017	Deed of Trust, Mortgage · Conventional Mortgage TANDRA M MCGHIE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 23, 2021 · Amount on Record
Deed Sale	Nov 23, 2021 · Amount on Record
Prior Sale	Nov 18, 2004 · Amount on Record
Deed Document Number	202177727
Prior Transfer Date	Sep 27, 1994
Prior Transfer Doc	0000064110
Record Updated	Oct 29, 2026

November 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Nov 23, 2021
Property Address	2261 ROMNEY DR, CAMBRIA, CA 93428-4723
Document Number	0000077727
Map Reference	MB 5 PG 10
Instrument Date	Oct 28, 2021
Instrument	2021077727
Transaction Type	Transfer
Record Updated	Dec 7, 2021
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2261 ROMNEY DR, CAMBRIA, CA 93428-4723

Mortgage

Document Number	0000077728
Date	Nov 23, 2021
Instrument	2021077728

Lender

Name	ACQUIRE MORTGAGE AND REAL ESTATE IN
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	2261 ROMNEY DR, CAMBRIA, CA 93428-4723
Document Number	0000028434
Instrument Date	Jun 15, 2017
Transaction Type	Mortgage
Record Updated	Jul 11, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2683 RODMAN DR LOS OSOS CA 934024209, LOS OSOS, CA 93402-4209

Mortgage

Document Number	0000028434
Date	Jun 27, 2017
Instrument	28434

Lender

Name	TANDRA M MCGHIE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Unified School District	Coast Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$681,930 (+2%) Land $432,972 Building $248,958
2025	$7,396.00 (+4.08%)	$668,560 (+4.04%) Land $424,483 Building $244,077
2023	$7,106.00 (+2%)	$642,600 Land $408,000 Building $234,600
2022	$6,967.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Nearby Flood Policies	19 in force
Nearby Flood Claims	8 (1995–2021)
Claims Outside the SFHA	6 of 8
Most Recent Claim	Jan 2021 · tidal / storm surge
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAMBRIA COMM SERVICES DIST serves 6,038 people · EPA ID CA4010014
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jul 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 609 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Astound Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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