2261 Lawrence Rd, Clover, SC 29710 Property Records

York County property record for 2261 Lawrence Rd, Clover, SC 29710

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,838 sqft · built 1995
Lot Size	3.02 acres (131,861 sqft)
Owner	Individual Name on Record
Last Sale	$322,500 (Oct 2019)
Tax Bill	$1,976 (2025)
Deeds & Mortgages	Oct 2022 Mortgage Nov 2025 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`281-00-00-076`

Property Details

APN / Parcel Number

Primary APN	`281-00-00-076`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,838 sqft Living Area
Gross Area	3,581 sqft
1st Floor Area	1,018 sqft
2nd Floor Area	910 sqft
Basement Area	910 sqft
Finished Basement	910 sqft
Unfinished Basement	910 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2000
Exterior Material	Aluminum/Vinyl
Lot Area	131,861 sqft (3.02 acres)
Garage Type	Carport
Garage Area	864 sqft
Carport	Carport
Carport Area	864 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	640 sqft
Porch	Slab
Porch Area	623 sqft
Deck Area	120 sqft
Patio Area	120 sqft

Location & Zoning

Street Address	2261 LAWRENCE RD
City	CLOVER
State	SC
Zip	29710-7723
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RUD
Legal Description	PRT LTS 2 & 3 WHITE OWL ESTS. 3 AC
Legal Subdivision	WHITE OWL ESTS
Legal Lot Number	2-3
Jurisdiction	YORK SC
Township / Civil Division	YORK
Census Block Group	3
Census Block	3009
Census Tract	61504

Owner

Source: York County records, as of May 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2261 LAWRENCE RD, CLOVER, SC 29710-7723
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2022	Deed of Trust, Mortgage · FHA Mortgage CITIZENS BANK NA
Nov 25, 2025	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Jun 27, 2018	Deed of Trust, Mortgage · Line of Credit FAMILY TRUST FCU
Oct 3, 2019	Deed, Transfer · Conventional Mortgage KELLER MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 3, 2019 · Amount on Record
Deed Sale	Oct 3, 2019 · Amount on Record
Prior Sale	Sep 28, 2012 · Amount on Record
Deed Document Number	201942599
Deed Book / Page	17820 / 216
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK SC
Property Address	2261 LAWRENCE RD, CLOVER, SC 29710-7723
Transaction Type	Mortgage
Record Updated	Apr 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2043300019
Date	Oct 3, 2022
Book Page	20433/19
Instrument	2022042597

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2052

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK SC
Property Address	2261 LAWRENCE RD, CLOVER, SC 29710-7723
Transaction Type	Mortgage
Record Updated	Apr 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2261 LAWRENCE RD, CLOVER, SC 29710-7723

Mortgage

Document Number	2227400454
Date	Nov 25, 2025
Book Page	22274/454
Instrument	2025040406

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	1 CITIZENS PLZ, PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Nov 18, 2050

Interest

Change Frequency	Monthly

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK SC
Property Address	2261 LAWRENCE RD, CLOVER, SC 29710-7723
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1704800205
Date	Jun 27, 2018
Book Page	17048/205
Instrument	2018027050

Lender

Name	FAMILY TRUST FCU
Type	Credit Union
Address	ROCK HILL, SC 29730

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jun 26, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	YORK SC
Recording Date	Oct 3, 2019
Property Address	2261 LAWRENCE RD, CLOVER, SC 29710-7723
Document Number	1782000216
Book / Page	17820 / 216
Map Reference	MB 130 PG 35
Instrument Date	Sep 27, 2019
Instrument	2019042599
Transaction Type	Transfer
Record Updated	Jan 28, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,193.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2261 LAWRENCE RD, CLOVER, SC 29710-7723

Mortgage

Document Number	2019042600
Date	Oct 3, 2019
Instrument	2019042600

Lender

Name	KELLER MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

Source: York County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	York County
Unified School District	York School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,976.00 (+8.51%)	$15,737 (+15%) Land $2,271 Building $13,466	$395,000 (+15.46%) Land $57,000 Building $338,000
2023	$1,821.00	$13,684 Land $1,360 Building $12,324	$342,111 Land $34,000 Building $308,111

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2025)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 86% of South Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	YORK COUNTY WEST WD private · serves 18,273 people · EPA ID SC4620003
Water Source	Purchased surface water from CITY OF ROCK HILL
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Fiber · Cable in parts of the area	5,000 / 5,000

Cell Coverage

5G and 4G LTE (outdoors only)

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