2261 Bittle Way, Saint Cloud, FL 34769 Property Records

Osceola County property record for 2261 Bittle Way, Saint Cloud, FL 34769

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,875 sqft · built 2019
Lot Size4.52 acres (196,891 sqft)
OwnerIndividual Name on Record
Last Sale$400,000 (Mar 2022)
Tax Bill$5,248 (2025)
Deeds & MortgagesMar 2022 Sale & Mortgage
Aug 2019 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN143365

Property Details

APN / Parcel Number

Primary APN143365
Alternative APN
  • 092630006200010890

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,875 sqft Heated Area
Gross Area2,486 sqft
1st Floor Area777 sqft
Upper Floors Area1,098 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2019
Exterior MaterialConcrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area196,891 sqft (4.52 acres)
Garage TypeFinished
Garage Area441 sqft
PorchFinished/Screened Porch
Porch Area170 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number143365
Street Address2261 BITTLE WAY
CitySAINT CLOUD
StateFL
Zip34769-6537
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSR1B
Legal DescriptionPINEWOOD GARDENS PB 19 PGS 1-7 LOT 89
Legal Range30E
Legal Township26S
Legal Section09
Legal SubdivisionPINEWOOD GARDENS
Legal Tract62
Legal Block1
Legal Lot Number89 90
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group3
Census Block3004
Census Tract43208

Owner

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address2261 BITTLE WAY, SAINT CLOUD, FL 34769-6537
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 29, 2022Warranty Deed, Transfer · Conventional Mortgage
PNC BANK NA
Aug 5, 2019Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage
HOME AMERICAN MORTGAGE CORP
May 1, 2018Grant Deed, Subdivision Related Transfer · FHA Mortgage
1ST FINANCIAL INC
Apr 10, 2017Grant Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 29, 2022 · Amount on Record
Deed SaleMar 29, 2022 · Amount on Record
Prior SaleAug 5, 2019 · Amount on Record
Deed Document Number2022049388
Deed Book / Page6181 / 1844
Record UpdatedJun 8, 2026

March 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateMar 29, 2022
Property Address2261 BITTLE WAY, SAINT CLOUD, FL 34769-6537
Document Number0061811844
Book / Page6181 / 1844
Map ReferenceMB 19 PG 1-7
Instrument DateMar 17, 2022
Instrument2022049388
Transaction TypeTransfer
Record UpdatedApr 11, 2022
Title CompanyUNIK TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,800.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 621835, ORLANDO, FL 32862-1835

Transferred To (Grantee/Buyer)

NameVerified Name
Address2261 BITTLE WAY, SAINT CLOUD, FL 34769-6537

Mortgage

Document Number0061811846
DateMar 29, 2022
Instrument6181/1846
Lender
NamePNC BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2052

August 2019: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateAug 5, 2019
Property Address2261 BITTLE WAY, SAINT CLOUD, FL 34769-6537
Document Number0055672932
Book / Page5567 / 2932
Map ReferenceMB 19 PG 1-7
Instrument DateJul 31, 2019
Instrument2019100487
Transaction TypeSubdivision Related Transfer
Record UpdatedMay 2, 2022
Title CompanyAMERICAN HOME T&E CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,026.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1560 WELLS RD # RDA-105, 1560, ORANGE PARK, FL 32073-6780

Transferred To (Grantee/Buyer)

NameVerified Name
Address2261 BITTLE WAY, SAINT CLOUD, FL 34769-6537

Mortgage

Document Number0055672933
DateAug 5, 2019
Instrument5567/2933
Lender
NameHOME AMERICAN MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2049

May 2018: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionOSCEOLA FL
Recording DateMay 1, 2018
Property Address2261 BITTLE WAY, SAINT CLOUD, FL 34769-6537
Document Number0053260435
Book / Page005326 / 000435
Instrument DateApr 30, 2018
Instrument69307
Transaction TypeSubdivision Related Transfer
Record UpdatedNov 21, 2018
Title CompanyAMERICAN HOME TITLE AND ESCROW COMPANY, AMERICAN HM TITLE & ESCROW CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,749.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2290 WADEVIEW LOOP ST CLOUD FL 347696522, ST CLOUD, FL 34769-6522

Mortgage

Document Number53260436
DateMay 1, 2018
Book Page005326/000436
Instrument69308
Lender
Name1ST FINANCIAL INC
TypeBank
AddressMILLERSVILLE, MD 21108
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 30, 2048

April 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionOSCEOLA FL
Recording DateApr 10, 2017
Property Address2261 BITTLE WAY, SAINT CLOUD, FL 34769-6537
Document Number0051300390
Book / Page005130 / 000390
Instrument DateApr 3, 2017
Instrument53703
Transaction TypeTransfer
Record UpdatedOct 31, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$33,600.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Partnership
Address2822 COMMERCE PARK DR #100 ORLANDO FL 328198636, 100, ORLANDO, FL 32819-8636
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,248.00 (-4.63%) Homeowner's exemption$336,100 (-3.34%) Land $70,000 Building $266,100$336,100 (-3.34%) Land $70,000 Building $266,100
2023$5,503.00 (+64.76%) Homeowner's exemption$347,700 (+52.85%) Land $58,000 Building $289,700$347,700 (+16.21%) Land $58,000 Building $289,700
2022$3,340.00 Homeowner's exemption$227,474$299,200 Land $58,000 Building $241,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 25 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies25 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 48% of the US · lower than 81% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. CLOUD, CITY OF (3 WPS)
serves 82,752 people · EPA ID FL3491373
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20

Nearby Properties on Bittle Way

Nearby Streets

Search Property Records by Address or Parcel Number