22605 N Davis Rd, Lodi, CA 95242 Property Records

San Joaquin County property record for 22605 N Davis Rd, Lodi, CA 95242

Property Summary

Property TypeRural Home
Details4 bd · 3 ba · 2,994 sqft · built 1990
Lot Size4.01 acres (174,676 sqft)
Owner2 Individual Names on File
Tax Bill$8,505 (2026)
Deeds & MortgagesApr 2022 Reverse Mortgage
Flood ZoneZone A (high risk)
APN003-050-070-000

Property Details

APN / Parcel Number

Primary APN003-050-070-000
Alternative APN
  • 003-050-07

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,994 sqft Living Area
1st Floor Area2,994 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Construction TypeWood
Lot Area174,676 sqft (4.01 acres)
Parking Spaces3 Parking Spaces
Pool TypePool with Hot Tub/Spa

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Old Parcel Number003-050-07
Street Address22605 N DAVIS RD
CityLODI
StateCA
Zip95242-9469
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Local Zoning CodeAG40
Legal DescriptionMAP K3 1
Legal Block2
JurisdictionSAN JOAQUIN CA
Township / Civil DivisionLODI
Census Block Group2
Census Block2002
Census Tract4106

Owner

22605 N Davis Rd, a rural home, is owned and occupied by two individuals who acquired it in August 2003.

Source: San Joaquin County records, as of October 14, 2026

Owner of Record2 Individual Names on File
Mailing Address22605 N DAVIS RD, LODI, CA 95242-9469
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateAug 18, 2003
Transfer Doc0000195907
Record UpdatedOct 29, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address22605 N DAVIS RD, LODI, CA 95242-9469
Transaction TypeMortgage
Record UpdatedMay 4, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address22605 N DAVIS RD, LODI, CA 95242-9469

Mortgage

Document Number0000052405
DateApr 22, 2022
Instrument2022-052405
Lender
NameAMERICAN ADVISORS GROUP
TypeMortgage Company
AddressIRVINE, CA 92612
Agreement
TypeReverse Mortgage
AmountAmount on Record
Term910 Months
DueFeb 15, 2098
Interest
Rate TypeAdjustable Rate
Rate3.09%
AdjustableAdjustable Rate Rider
Type Change DateJun 1, 2022
Change FrequencyMonthly
Index1-Year CMT
Max Rate8.09%

Tax Assessment & Valuation

The 2026 property tax bill for 22605 N Davis Rd was $8,505 with a homeowner's exemption, up 0.3% from the year before.

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
Unified School DistrictLodi Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$8,505.00 (+0.32%)
2025$8,478.00 Homeowner's exemption$745,940 Land $216,649 Building $529,291
2023$8,166.00 (+2.15%) Homeowner's exemption$716,976 Land $208,237 Building $508,739$767,700
2022$7,994.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 22605 N Davis Rd in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone A
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 63 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies63 in force
Nearby Flood Claims2 (1983–1984)
Claims Outside the SFHA2 of 2
Most Recent ClaimJan 1984 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 22605 N Davis Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 96% of California
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
unWired Broadband
Fixed Wireless
1,000 / 1,000
Softcom Internet Communications
Fixed Wireless
400 / 50
Matrix Broadband
Fixed Wireless
200 / 40
DigitalPath
Fixed Wireless
200 / 20
Cal.net
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T, Verizon.

Nearby Properties on N Davis Rd

Nearby Streets

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