Lorain County property record for 2260 N Ridge Rd, Elyria, OH 44035 · Last verified March 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,109 sqft · built 1900 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on File |
| Last Sale | $80,000 (May 2020) |
| Tax Bill | $1,812 (2025) |
| Deeds & Mortgages | Nov 2024 Second Mortgage May 2020 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-00-109-132-023 |
| Primary APN | 03-00-109-132-023 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Building Area | 1,109 sqft Living Area |
| Year Built | Built 1900 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 8,712 sqft (0.2 acres) |
| Lot Dimensions | 133 ft deep x 65 ft wide |
| Garage Type | Detached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 137 sqft |
| Deck Area | 100 sqft |
| Patio Area | 100 sqft |
| Street Address | 2260 N RIDGE RD |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-1323 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ESCHTRUTH ALLOT 65.23 X 132 |
| Legal Subdivision | ESCHTRUTH ALLOTMENT |
| Legal Lot Number | PT 5 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | SHEFFIELD |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 70200 |
Source: Lorain County records · APN 03-00-109-132-023
Assessment roll updated August 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2260 N RIDGE RD, ELYRIA, OH 44035-1323 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 12, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK |
| May 12, 2020 | Warranty Deed, Transfer · Conventional with PMI COMMUNITY STAR CU |
| Jan 02, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Oct 24, 2019 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 12, 2020 · Amount on Record |
| Deed Sale | May 12, 2020 · Amount on Record |
| Prior Sale | Jan 02, 2020 |
| Deed Document Number | 2020002439 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 2260 N RIDGE RD, ELYRIA, OH 44035-1323 |
| Transaction Type | Mortgage |
| Record Updated | Jun 02, 2026 |
| Name | Verified Name |
|---|---|
| Address | 2260 N RIDGE RD, ELYRIA, OH 44035-1323 |
| Document Number | 0000032848 |
|---|---|
| Date | Nov 12, 2024 |
| Instrument | 2024-0032848 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Address | GREENWOOD, DE 19950 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Oct 23, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | May 12, 2020 |
| Property Address | 2260 N RIDGE RD, ELYRIA, OH 44035-1323 |
| Document Number | 0000760032 |
| Instrument Date | May 11, 2020 |
| Instrument | 760032 |
| Transaction Type | Transfer |
| Record Updated | Jun 02, 2020 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC NAT'L TITLE INS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $320.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2260 N RIDGE RD ELYRIA OH 440351323, ELYRIA, OH 44035-1323 |
| Document Number | 760033 |
|---|---|
| Date | May 12, 2020 |
| Instrument | 760033 |
| Name | COMMUNITY STAR CU |
|---|---|
| Address | ELYRIA, OH 44035 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 11, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Jan 02, 2020 |
| Property Address | 2260 N RIDGE RD, ELYRIA, OH 44035-1323 |
| Document Number | 0000743714 |
| Instrument Date | Dec 31, 2019 |
| Instrument | 743714 |
| Transaction Type | Transfer |
| Record Updated | Jan 23, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2531 E 37TH ST LORAIN OH 440552806, LORAIN, OH 44055-2806 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Oct 24, 2019 |
| Property Address | 2260 N RIDGE RD, ELYRIA, OH 44035-1323 |
| Document Number | 0000735485 |
| Instrument Date | Oct 22, 2019 |
| Instrument | 735485 |
| Transaction Type | Transfer |
| Record Updated | Nov 11, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $96.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2531 E 37TH ST LORAIN OH 440552806, LORAIN, OH 44055-2806 |
Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| County Subdivision | Sheffield Township |
| Unified School District | Clearview Local School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,812.00 | $42,470 (+0.01%) Land $9,100 Building $33,370 | $121,330 (-) Land $25,990 Building $95,340 |
| 2024 | $1,812.00 (-6.07%) | $42,466 (+18.51%) Land $9,097 Building $33,369 | $121,330 (+18.51%) Land $25,990 Building $95,340 |
| 2023 | $1,929.00 (-2.53%) | $35,834 (-0.02%) Land $6,577 Building $29,257 | $102,380 (-) Land $18,790 Building $83,590 |
| 2022 | $1,979.00 | $35,840 Land $6,580 Building $29,260 | |
| 2021 | $102,380 Land $18,790 Building $83,590 |
Source: FEMA National Flood Hazard Layer, Lorain County (39093C), updated May 25, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390930702002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 1 individual NFIP policies nearby |
| Nearby Flood Policies | 1 in force 1 of 1 on primary residences |
| Nearby Flood Claims | 2 (2014–2023) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Aug 2023, rainfall accumulation |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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