2260 Benson Ave, Cambria, CA 93428 Property Records

San Luis Obispo County property record for 2260 Benson Ave, Cambria, CA 93428

Property Summary

Property Type	Single Family Home
Lot Size	0.143 acres (6,218 sqft)
Owner	Company Name on Record
Tax Bill	$3,876 (2025)
Deeds & Mortgages	Sep 2020 Reverse Mortgage Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`023-067-022`

Property Details

APN / Parcel Number

Primary APN	`023-067-022`

Exterior

Lot Area	6,218 sqft (0.143 acres)

Location & Zoning

Street Address	2260 BENSON AVE
City	CAMBRIA
State	CA
Zip	93428-4506
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	TR 61 BL 3 LT 12
Legal Subdivision	TRACT NO 61
Legal Tract	61
Legal Block	3
Legal Lot Number	12
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	NORTH COAST
Census Block Group	1
Census Block	1019
Census Tract	10403

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2260 BENSON AVE, CAMBRIA, CA 93428-4506
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2020	Deed of Trust, Mortgage · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC
Sep 14, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Oct 29, 2015
Transfer Doc	0000056664
Record Updated	Sep 20, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	2260 BENSON AVE, CAMBRIA, CA 93428-4506
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2260 BENSON AVE, CAMBRIA, CA 93428-4506

Mortgage

Document Number	0000051268
Date	Sep 18, 2020
Instrument	2020051268

Lender

Name	FINANCE OF AMERICA REVERSE LLC
Type	Reverse Mortgage Lender
Address	TULSA, OK 74133

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	833 Months
Due	Feb 20, 2090

Interest

Rate Type	Adjustable Rate
Rate	2.67%
Type Change Date	Oct 1, 2021
Change Frequency	Annually
Index	1-Year LIBOR

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	2260 BENSON AVE, CAMBRIA, CA 93428-4506
Document Number	0000051269
Instrument Date	Sep 14, 2020
Transaction Type	Mortgage
Record Updated	Oct 5, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2260 BENSON AVE CAMBRIA CA 934284506, CAMBRIA, CA 93428-4506

Mortgage

Document Number	0000051269
Date	Sep 18, 2020
Instrument	51269

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	840 Months
Due	Sep 17, 2090

Interest

Rate Type	Adjustable Rate
Rate	2.67%

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Unified School District	Coast Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$348,452 (+2%) Land $109,505 Building $238,947
2025	$3,876.00 (+4.28%) Homeowner's exemption	$341,620 (+4.04%) Land $107,358 Building $234,262
2023	$3,717.00 (+2.06%) Homeowner's exemption	$328,356 Land $103,190 Building $225,166
2022	$3,642.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	8 (1983–2023)
Claims Outside the SFHA	6 of 8
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, And Mudslides, Feb 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 79% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAMBRIA COMM SERVICES DIST serves 6,038 people · EPA ID CA4010014
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jul 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Astound Broadband.

Cell Coverage

4G LTE only, no 5G reported

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