Montgomery County and Florida Town property record for 226 Ymca Rd, Amsterdam, NY 12010
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2.5 ba · 3,328 sqft · built 1994 |
| Lot Size | 65.8 acres (2,866,248 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $7,521 (2026) |
| Deeds & Mortgages | Aug 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 272600 103.-1-1 |
| Primary APN | 272600 103.-1-1 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,328 sqft Living Area |
| 1st Floor Area | 1,724 sqft |
| 2nd Floor Area | 1,604 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 2,866,248 sqft (65.8 acres) |
| Lot Width | 1,390 ft Width |
| Garage Type | Attached |
| Garage Area | 1,360 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Slab |
| Porch Area | 192 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 7008 |
|---|---|
| Street Address | 226 YMCA RD |
| City | AMSTERDAM |
| State | NY |
| Zip | 12010-7980 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Block | 1 |
| Legal Lot Number | 1.000 |
| Jurisdiction | MONTGOMERY NY |
| Township / Civil Division | FLORIDA |
| Census Block Group | 3 |
| Census Block | 3035 |
| Census Tract | 72800 |
226 Ymca Rd, a rural home, is owned and occupied by two individuals.
Source: Montgomery County and Florida Town records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 226 YMCA RD, AMSTERDAM, NY 12010-7980 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY NY |
| Property Address | 226 YMCA RD, AMSTERDAM, NY 12010-7980 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2021 |
| Title Company | MISC COMPANY |
| Name | Verified Name |
|---|
| Document Number | 4373 |
|---|---|
| Date | Aug 18, 2021 |
| Instrument | 2021-94373 |
| Name | KEY BANK NA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 226 Ymca Rd was $7,521 with exemptions applied, up 101.2% from the year before.
Source: Montgomery County and Florida Town assessment roll, as of May 11, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Montgomery County |
| County Subdivision | Florida Town |
| Unified School District | Amsterdam City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,521.00 (+101.15%) Homeowner's exemption Senior Citizen's exemption Veteran's exemption | ||
| 2025 | $3,739.00 | $380,000 Land $44,400 Building $335,600 | $452,381 Land $52,857 Building $399,524 |
| 2023 | $380,000 Land $44,400 Building $335,600 | $429,379 Land $50,170 Building $379,209 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 226 Ymca Rd in Zone X, an area of minimal flood risk, though there have been 20 flood claims nearby since 1980.
Source: FEMA National Flood Hazard Layer, effective November 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 20 (1980–2011) |
| Claims Outside the SFHA | 3 of 20 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 226 Ymca Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
5G and 4G LTE (outdoors only)
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