226 Willow St, Bound Brook, NJ 08805 Property Records

Somerset County and Bridgewater Township property record for 226 Willow St, Bound Brook, NJ 08805

Property Summary

Property Type	Single Family Home
Details	1,524 sqft · built 1939
Lot Size	0.16 acres (6,952 sqft)
Owner	Individual Name on File
Last Sale	$440,000 (Aug 2018)
Tax Bill	$7,696 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Oct 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-00373-0000-00004`

Property Details

APN / Parcel Number

Primary APN	`06-00373-0000-00004`
Alternative APNs	`060037300004` `B001`

Interior

Stories	2 Stories
Building Area	1,524 sqft Living Area

Exterior

Year Built	Built 1939
Effective Year Built	Effective 1939
Construction Type	Frame
Lot Area	6,952 sqft (0.16 acres)
Lot Dimensions	139 ft deep x 50 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	B001
Street Address	226 WILLOW ST
City	BOUND BROOK
State	NJ
Zip	08805-1540
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20
Legal Subdivision	MOUNTAIN VIEW
Legal Block	373
Legal Lot Number	4
Jurisdiction	SOMERSET NJ
Township / Civil Division	BRIDGEWATER
Census Block Group	1
Census Block	1023
Census Tract	50902

Owner

226 Willow St is owned and occupied by an individual who bought it in August 2018.

Source: Somerset County and Bridgewater Township records, as of July 7, 2026

Owner of Record	Individual Name on File
Mailing Address	226 WILLOW ST, BOUND BROOK, NJ 08805-1540
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 11, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Aug 31, 2018	Deed, Transfer · Conventional Mortgage DRAPER & KRAMER MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 31, 2018 · Amount on File
Deed Sale	Aug 31, 2018 · Amount on File
Prior Sale	Apr 28, 2010 · Amount on File
Deed Document Number	201833461
Deed Book / Page	7068 / 1896
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	226 WILLOW ST, BOUND BROOK, NJ 08805-1540
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000040917
Date	Sep 4, 2020
Book Page	7245/3194
Instrument	2020040917

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	226 WILLOW ST, BOUND BROOK, NJ 08805-1540
Document Number	0000039753
Instrument Date	Oct 11, 2019
Transaction Type	Mortgage
Record Updated	Nov 6, 2019
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	226 WILLOW ST BOUND BROOK NJ 088051540, BOUND BROOK, NJ 08805-1540

Mortgage

Document Number	0000039753
Date	Oct 17, 2019
Book Page	007160/000321
Instrument	39753

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 16, 2049

August 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	SOMERSET NJ
Recording Date	Aug 31, 2018
Property Address	226 WILLOW ST, BOUND BROOK, NJ 08805-1540
Document Number	0000033461
Book / Page	7068 / 1896
Map Reference	MAP26-B
Instrument Date	Aug 31, 2018
Instrument	2018033461
Transaction Type	Transfer
Record Updated	Nov 5, 2021
Title Company	OLD REPUBLIC NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,599.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1177 FAIRFIELD RD, 1177, BRIDGEWATER, NJ 08807-1402

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	226 WILLOW ST, BRIDGEWATER, NJ 08807

Mortgage

Document Number	0000033462
Date	Aug 31, 2018
Instrument	2018033462

Lender

Name	DRAPER & KRAMER MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 226 Willow St was $7,696, down 0.8% from the year before.

Source: Somerset County and Bridgewater Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
County Subdivision	Bridgewater Township
Unified School District	Bridgewater-Raritan Regional School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$449,600 (+13.74%) Land $243,000 Building $206,600	$449,600 (+13.74%) Land $243,000 Building $206,600
2025	$7,696.00 (-0.79%)	$395,300 Land $208,000 Building $187,300	$395,300 Land $208,000 Building $187,300
2024	$7,757.00
2023		$366,800 Land $208,000 Building $158,800	$366,800 Land $208,000 Building $158,800
2022	$7,092.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 226 Willow St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	17 (1996–2021)
Claims Outside the SFHA	9 of 17
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 4 claims Hurricane Irene, Aug 2011 · 4 claims Severe Storms And Flooding, Mar 2010 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 226 Willow St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300

May also be available: T-Mobile.

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