226 Whispy Trl, Jackson, MO 63755 Property Records

Cape Girardeau County property record for 226 Whispy Trl, Jackson, MO 63755

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,611 sqft · built 2005
Lot Size	5.04 acres (219,542 sqft)
Owner	2 Individual Names on Record
Last Sale	$697,585 (Apr 2026)
Tax Bill	$4,002 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Apr 2026 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`145001602015000000`

Property Details

APN / Parcel Number

Primary APN	`145001602015000000`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,611 sqft Living Area
Basement Area	2,611 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Brick
Construction Type	Frame
Lot Area	219,542 sqft (5.04 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	226 WHISPY TRL
City	JACKSON
State	MO
Zip	63755-8573
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 92 & 93 & PT LOT 104 SADDLEBROOKE RIDGE PHASE III 21/92
Legal Range	12E
Legal Township	31S
Legal Section	16
Legal Subdivision	SADDLEBROOKE RIDGE
Legal Lot Number	92-93
Jurisdiction	CAPE GIRARDEAU MO
Township / Civil Division	BYRD
Census Block Group	2
Census Block	2041
Census Tract	880200

Owner

Source: Cape Girardeau County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	226 WHISPY TRL, JACKSON, MO 63755-8573
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2026	Quit Claim Deed, Transfer · Conventional Mortgage MUTUAL/OMAHA MORTGAGE LLC
Apr 7, 2026	Quit Claim Deed, Transfer · Conventional Mortgage MORTGAGE MORTGAGE
Mar 21, 2024	Warranty Deed, Transfer
Jun 14, 2023	Quit Claim Deed, Transfer · Conventional Mortgage SOUTHERN BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 7, 2026 · Amount on Record
Deed Sale	Apr 7, 2026 · Amount on Record
Prior Sale	Jun 14, 2023 · Amount on Record
Deed Document Number	20262741
Prior Transfer Date	Jun 8, 2023
Prior Transfer Doc	0202304731
Record Updated	Oct 29, 2026

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CAPE GIRARDEAU MO
Recording Date	Apr 7, 2026
Property Address	226 WHISPY TRL, JACKSON, MO 63755-8573
Document Number	0000002741
Instrument Date	Apr 2, 2026
Instrument	20262741
Transaction Type	Transfer
Record Updated	Apr 14, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	226 WHISPY TRL, JACKSON, MO 63755-8573

Mortgage

Document Number	0000002742,
Date	Apr 7, 2026
Instrument	20262742

Lender

Name	MUTUAL/OMAHA MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.01%
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CAPE GIRARDEAU MO
Recording Date	Apr 7, 2026
Property Address	226 WHISPY TRL, JACKSON, MO 63755-8573
Document Number	0202602741
Instrument Date	Apr 2, 2026
Instrument	20262741
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	226 WHISPY TRL, JACKSON, MO 63755-8573

Mortgage

Document Number	0000002742,
Date	Apr 7, 2026
Instrument	20262742

Lender

Name	MORTGAGE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CAPE GIRARDEAU MO
Recording Date	Mar 21, 2024
Property Address	226 WHISPY TRL, JACKSON, MO 63755-8573
Document Number	0202402032
Map Reference	DB 545 PG 745
Instrument Date	Mar 20, 2024
Instrument	2024-02032
Transaction Type	Transfer
Record Updated	Apr 3, 2024

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	226 WHISPY TRL, JACKSON, MO 63755-8573

June 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CAPE GIRARDEAU MO
Recording Date	Jun 14, 2023
Property Address	226 WHISPY TRL, JACKSON, MO 63755-8573
Document Number	0202304731
Map Reference	PB 21 PG 92
Instrument Date	Jun 8, 2023
Instrument	2023-04731
Transaction Type	Transfer
Record Updated	Apr 3, 2024

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	226 WHISPY TRL, JACKSON, MO 63755-8573

Mortgage

Document Number	0202304732
Date	Jun 14, 2023
Instrument	2023-04732

Lender

Name	SOUTHERN BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2053

Tax Assessment & Valuation

Source: Cape Girardeau County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Cape Girardeau County
Unified School District	Jackson R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$83,380 (-) Land $11,620 Building $71,760	$438,840 (-) Land $61,178 Building $377,662
2025	$4,002.00 (+11.01%)	$83,380 (+5%) Land $11,620 Building $71,760	$438,840 (+5%) Land $61,178 Building $377,662
2023	$3,605.00 (+8.58%)	$79,410 (+8.5%) Land $11,070 Building $68,340	$417,943 (+8.5%) Land $58,265 Building $359,678
2022	$3,320.00	$73,190 Land $10,200 Building $62,990
2021			$385,200 Land $53,700 Building $331,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 19, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAPE GIRARDEAU COUNTY PWSD 2 serves 2,913 people · EPA ID MO4024097
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoSEMO Fiber	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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