San Joaquin County property record for 226 W Rustica Dr, Tracy, CA 95391
| Property Type | Residential Vacant Land |
|---|---|
| Owner | 2 Individual Names on Record |
| Last Sale | $1,050,000 (Apr 2026) |
| Tax Bill | $17,240 (2026) |
| Deeds & Mortgages | Apr 2026 Sale & Mortgage Feb 2026 Sale & Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 258-210-130-000 |
| Primary APN | 258-210-130-000 |
|---|
| Street Address | 226 W RUSTICA DR |
|---|---|
| City | TRACY |
| State | CA |
| Zip | 95391-8058 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Legal Description | LOT 31 MOUNTAIN HOUSE NGBHD J UNIT 7 TRACT 3974 |
| Legal Tract | 3974 |
| Legal Lot Number | 31 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | TRACY |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 5223 |
Source: San Joaquin County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 226 W RUSTICA DR, TRACY, CA 95391-8058 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Apr 10, 2026 | Grant Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE |
| Feb 26, 2026 | Grant Deed, Transfer · Construction Mortgage AREC ORIGINATIONS 2 LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 10, 2026 · Amount on Record |
| Deed Sale | Apr 10, 2026 · Amount on Record |
| Prior Sale | Feb 26, 2026 · Amount on Record |
| Deed Document Number | 202631950 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Apr 10, 2026 |
| Property Address | 226 W RUSTICA DR, TRACY, CA 95391-8058 |
| Document Number | 0000031950 |
| Instrument Date | Apr 9, 2026 |
| Instrument | 202631950 |
| Transaction Type | Transfer |
| Record Updated | Jul 2, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $116,655.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 226 W RUSTICA DR, TRACY, CA 95391-8058 |
| Investor | Possibly a Property Investor |
| Document Number | 0000031951, |
|---|---|
| Date | Apr 10, 2026 |
| Instrument | 202631951 |
| Name | CROSSCOUNTRY MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.75% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Feb 26, 2026 |
| Property Address | CA |
| Document Number | 0000015877 |
| Map Reference | MB 44 PG 144 |
| Instrument Date | Feb 10, 2026 |
| Instrument | 2026-015877 |
| Transaction Type | Transfer |
| Record Updated | Mar 13, 2026 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 230 S STERLING DR STE 246, 246, MOUNTAIN HOUSE, CA 95391-3046 |
| Investor | Possibly a Property Investor |
| Document Number | 0000015879 |
|---|---|
| Date | Feb 26, 2026 |
| Instrument | 2026-015879 |
| Name | AREC ORIGINATIONS 2 LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | CORTE MADERA, CA 94925 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 36 Months |
| Due | Feb 26, 2029 |
Source: San Joaquin County assessment roll, as of September 24, 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Mountain House City |
| Unified School District | Lammersville Joint Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $17,240.00 (+72.24%) | |
| 2025 | $10,009.00 | $83,088 Land $83,088 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 9 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 81% of the US · above 60% of California |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MOUNTAIN HOUSE serves 26,400 people · EPA ID CA3910027 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 466 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 2,000 |
| Matrix Broadband Fixed Wireless | 400 / 80 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
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