226 W Owsley St, Chenoa, IL 61726 Property Records

McLean County property record for 226 W Owsley St, Chenoa, IL 61726

Property Summary

Property TypeSingle Family Home
Details896 sqft · built 1879
Lot Size0.16 acres (6,969 sqft)
Owner2 Individual Names on Record
Last Sale$66,500 (Nov 2024)
Deeds & MortgagesApr 2024 Line of Credit
Aug 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN03-02-477-002

Property Details

APN / Parcel Number

Primary APN03-02-477-002

Interior

Stories1 Story
Building Area896 sqft Living Area
1st Floor Area896 sqft

Exterior

Year BuiltBuilt 1879
Effective Year BuiltEffective 1879
Exterior MaterialAluminum/Vinyl
Lot Area6,969 sqft (0.16 acres)

Location & Zoning

Street Address226 W OWSLEY ST
CityCHENOA
StateIL
Zip61726-1145
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSCOTT HUMPHREY & PICKETTS SUB OF CHENOA LOT 10 BLK 18
Legal SubdivisionSCOTT HUMPHREY & PICKETTS SUB
Legal Block18
Legal Lot Number10
JurisdictionMCLEAN IL
Township / Civil DivisionCHENOA
Census Block Group2
Census Block2035
Census Tract5700

Owner

Source: McLean County records, as of April 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address530 MCCLELLAN ST, CHENOA, IL 61726-1339
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Apr 25, 2024Deed of Trust, Mortgage · Line of Credit
HEARTLAND BANK & TRUST CO
Aug 4, 2018Deed of Trust, Mortgage · Line of Credit
STATE BANK OF GRAYMONT

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 4, 2024 · Amount on Record
Deed SaleNov 4, 2024 · Amount on Record
Prior SaleDec 14, 2007 · Amount on Record
Deed Document Number202416109
Record UpdatedOct 29, 2026

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLEAN IL
Property Address226 W OWSLEY ST, CHENOA, IL 61726-1145
Transaction TypeMortgage
Record UpdatedMay 6, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202400005008
DateApr 25, 2024
Instrument2024-00005008
Lender
NameHEARTLAND BANK & TRUST CO
TypeBank
AddressCHENOA, IL 61726
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLEAN IL
Property Address226 W OWSLEY ST, CHENOA, IL 61726-1145
Transaction TypeMortgage
Record UpdatedSep 23, 2022
Title CompanyFRONTIER TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number201800012757
DateAug 4, 2018
Instrument2018-00012757
Lender
NameSTATE BANK OF GRAYMONT
TypeBank
AddressPONTIAC, IL 61764
Agreement
TypeLine of Credit
AmountAmount Recorded

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMcLean County
County SubdivisionChenoa Township
MunicipalityChenoa City
Unified School DistrictPrairie Central Community Unit School District 8 (PK - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2025$23,353 (+43.45%) Land $3,483 Building $19,870$70,059 (+43.45%) Land $10,449 Building $59,610
2023$16,280 Land $2,886 Building $13,394$48,840 Land $8,658 Building $40,182

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2015)
Claims Outside the SFHA1 of 1
Most Recent ClaimJun 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHENOA
serves 1,800 people · EPA ID IL1130300
Water SourceGroundwater
Last State InspectionOct 2025
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2023
Treatment and ProcedureCorrosion control
Apr 2023
Lead public education
Mar 2023
Lead service line replacement
Oct 2019
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Pavlov Media
Fiber
8,000 / 8,000
Conxxus
Fiber
8,000 / 8,000
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50
T-Mobile
Fixed Wireless
100 / 20

May also be available: Nextlink, Verizon, Watch TV.

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