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226 W Cove Dr, Greenback, TN 37742 Property Records

Loudon County property record for 226 W Cove Dr, Greenback, TN 37742

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 3,817 sqft · built 1997
Lot Size0.43 acres (18,731 sqft)
Owner2 Individual Names on File
Last Sale$600,000 (May 2020)
Tax Bill$2,702 (2025)
Deeds & MortgagesJul 2026 Line of Credit
Aug 2022 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN078C-E-018.00

Property Details

APN / Parcel Number

Primary APN078C-E-018.00
Alternative APNs
  • 078C E 01800 000078C
  • 03078CE078C01800
  • 053078C E 01800

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures11 Plumbing Fixtures
Stories2 Stories
Building Area3,817 sqft Living Area
Gross Area4,773 sqft
1st Floor Area1,556 sqft
Upper Floors Area561 sqft
Basement Area1,700 sqft
Finished Basement1,700 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 2001
Architectural StyleCustom Design
Exterior MaterialSiding
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area18,731 sqft (0.43 acres)
TerrainRolling
Garage TypeAttached
Garage Area812 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

PorchFinished Screened Porch
Porch Area316 sqft
Deck Area512 sqft
Patio Area952 sqft
Boat AccessBoat Access
Boat House192 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected
Water SourceCommercial

Location & Zoning

Street Address226 W COVE DR
CityGREENBACK
StateTN
Zip37742-2308
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionFOOTHILLS POINTE PB: I PG: 240 LOT: 40R 03 085A 085A 04000 000
Legal SubdivisionFOOTHILLS POINTE
Legal Lot Number40R
JurisdictionLOUDON TN
Township / Civil Division3
Census Block Group3
Census Block3087
Census Tract60400

Owner

226 W Cove Dr is owned and occupied by two individuals who bought it in May 2020.

Source: Loudon County records, as of July 14, 2026

Owner of Record2 Individual Names on File
Mailing Address226 W COVE DR, GREENBACK, TN 37742-2308
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants in Common

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 20, 2026Deed of Trust, Mortgage · Line of Credit
EMPLOYEES CREDIT UNION
Aug 29, 2022Deed of Trust, Mortgage · Line of Credit
KNOXVILLE TVA EMPLOYEES CU
May 21, 2020Warranty Deed, Transfer · Conventional with PMI
PEOPLES HM EQUITY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 21, 2020 · Amount on File
Deed SaleMay 21, 2020 · Amount on File
Prior SaleApr 8, 1996 · Amount on File
Deed Document Number20204704
Deed Book / Page422 / 504
Record UpdatedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOUDON TN
Recording DateJul 20, 2026
Property Address226 W COVE DR, GREENBACK, TN 37742-2308
Document Number0000007028
Book / Page1804 / 160
Instrument DateJul 8, 2026
Instrument20267028
Transaction TypeMortgage
Record UpdatedJul 28, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common, 169
Address226 W COVE DR, GREENBACK, TN 37742-2308

Mortgage

Document Number0000007028,
DateJul 20, 2026
Book Page1804/160
Instrument20267028
Lender
NameEMPLOYEES CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount on Record
Term300 Months
DueJul 25, 2051
Interest
Rate5.99%
Max Rate-1%

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOUDON TN
Property Address226 W COVE DR, GREENBACK, TN 37742-2308
Transaction TypeMortgage
Record UpdatedSep 13, 2022
Title CompanyTITLE365

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0T1614/802
DateAug 29, 2022
Book PageT1614/802
Instrument22010132
Lender
NameKNOXVILLE TVA EMPLOYEES CU
TypeCredit Union
AddressKNOXVILLE, TN 37932
Agreement
TypeLine of Credit
AmountAmount on Record
Term300 Months
DueAug 25, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLOUDON TN
Recording DateMay 21, 2020
Property Address226 W COVE DR, GREENBACK, TN 37742-2308
Document Number0000004704
Book / Page000422 / 000504
Instrument DateMay 19, 2020
Instrument4704
Transaction TypeTransfer
Record UpdatedJun 11, 2020
Title CompanyRADIANT TITLE LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,220.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address226 W COVE DR GREENBACK TN 37742, GREENBACK, TN 37742

Mortgage

Document Number4705
DateMay 21, 2020
Book Page001458/000834
Instrument4705
Lender
NamePEOPLES HM EQUITY
TypeFunding / Finance Company
AddressCHARLOTTE, NC 28273
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueMay 20, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 226 W Cove Dr was $2,702.

Source: Loudon County assessment roll, as of December 26, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyLoudon County
Unified School DistrictLoudon County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,702.00$152,775 (-) Land $62,500 Building $90,275$611,100 Land $250,000 Building $361,100
2024$2,702.00$152,775 (-) Land $62,500 Building $90,275
2023$152,775 Land $62,500 Building $90,275
2021$611,100 Land $250,000 Building $361,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 226 W Cove Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 16, 2007

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 226 W Cove Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 97.5% of Tennessee
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTELLICO AREA SERVICES SYSTEM
serves 14,836 people · EPA ID TN0000726
Water SourceSurface water
Last State InspectionFeb 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30
AT&T
DSL · Fixed Wireless in parts of the area		100 / 20
T-Mobile
Fixed Wireless		25 / 3

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