Buchanan County property record for 226 W Chestnut St, Saint Joseph, MO 64505
| Property Type | Duplex |
|---|---|
| Details | 1,176 sqft · built 1909 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | Company Name on File |
| Tax Bill | $476 (2025) |
| Deeds & Mortgages | Aug 2022 Mortgage Dec 2021 Sale + 1 more |
| APN | 06-3.0-05-003-002-229.000 |
| Primary APN | 06-3.0-05-003-002-229.000 |
|---|
| Building Area | 1,176 sqft Base Area |
|---|---|
| 1st Floor Area | 1,176 sqft |
| Year Built | Built 1909 |
|---|---|
| Effective Year Built | Effective 1909 |
| Architectural Style | Duplex Single |
| Lot Area | 9,148 sqft (0.21 acres) |
| Lot Dimensions | 120 ft deep x 75 ft wide |
| Street Address | 226 W CHESTNUT ST |
|---|---|
| City | SAINT JOSEPH |
| State | MO |
| Zip | 64505-2408 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | CITY |
| Legal Description | SUB:SAINT JOSEPH EXTENSION LOT:1 BLK:9LGL DESC:E 75' OF W 112.5' OF L 1-2-&-3 |
| Legal Subdivision | SAINT JOSEPH EXTENSION |
| Legal Block | 9 |
| Legal Lot Number | 1 |
| Jurisdiction | BUCHANAN MO |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 400 |
226 W Chestnut St, a duplex, is owned by a company that acquired it in December 2021.
Source: Buchanan County records, as of May 27, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 430 E BELLEVUE AVE, SAN MATEO, CA 94401-1704 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 5, 2022 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN HERITAGE LENDING INC |
| Dec 6, 2021 | Warranty Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Jun 2, 2017 | Deed, Transfer PREFERRED TITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 6, 2021 |
| Deed Sale | Dec 6, 2021 |
| Prior Sale | Jun 2, 2017 |
| Deed Document Number | 202113227 |
| Deed Book / Page | 3770 / 518 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Property Address | 226 W CHESTNUT ST, SAINT JOSEPH, MO 64505-2408 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2022 |
| Title Company | STEWART NATIONAL TITLE SERVICES, STEWART TTL NATL TTL SERVI |
| Name | Verified Name |
|---|---|
| Address | 430 E BELLEVUE AVE, SAN MATEO, CA 94401-1704 |
| Document Number | 003778/926 |
|---|---|
| Date | Aug 5, 2022 |
| Book Page | 3778/926 |
| Instrument | 2022007544 |
| Name | AMERICAN HERITAGE LENDING INC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92612 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Recording Date | Dec 6, 2021 |
| Property Address | 226 W CHESTNUT ST, SAINT JOSEPH, MO 64505-2408 |
| Document Number | 003770/518 |
| Book / Page | 3770 / 518 |
| Instrument Date | Dec 6, 2021 |
| Instrument | 2021013227 |
| Transaction Type | Transfer |
| Record Updated | Jan 30, 2023 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 430 E BELLEVUE AVE, SAN MATEO, CA 94401-1704 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Recording Date | Jun 2, 2017 |
| Property Address | 226 W CHESTNUT ST, SAINT JOSEPH, MO 64505-2408 |
| Document Number | 2017005135 |
| Map Reference | BK 1067 PG 361 |
| Instrument Date | May 26, 2017 |
| Instrument | 2017005135 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2022 |
| Title Company | PREFERRED TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3804 CORINTH CT, SAINT JOSEPH, MO 64506-3343 |
The 2025 property tax bill for 226 W Chestnut St was $476.
Source: Buchanan County assessment roll, as of November 4, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Buchanan County |
| Municipality | St. Joseph City |
| Unified School District | St. Joseph School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $476.00 | $6,620 Land $1,390 Building $5,230 | $34,840 Land $7,340 Building $27,500 |
| 2024 | $476.00 (+17.53%) | ||
| 2023 | $405.00 (-0.49%) | $6,140 (-) Land $1,390 Building $4,750 | $32,340 Land $7,340 Building $25,000 |
| 2022 | $407.00 | $6,140 Land $1,390 Building $4,750 | |
| 2021 | $32,340 Land $7,340 Building $25,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 226 W Chestnut St; there have been 1 flood claim nearby since 1993.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Claims | 1 (1993) |
| Most Recent Claim | Jul 1993 · Severe Storms & Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 226 W Chestnut St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
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