226 W 5th St, Hermann, MO 65041 Property Records

Gasconade County property record for 226 W 5th St, Hermann, MO 65041

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 736 sqft · built 1925
Lot Size	0.165 acres (7,200 sqft)
Owner	2 Individual Names on Record
Last Sale	$164,622 (Jul 2024)
Tax Bill	$1,024 (2025)
Deeds & Mortgages	May 2022 Refinance Jun 2020 Refinance + 6 more
Flood Zone	Zone X (minimal risk)
APN	`02-7.0-26-4-19-005.000`

Property Details

APN / Parcel Number

Primary APN	`02-7.0-26-4-19-005.000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	736 sqft Living Area
1st Floor Area	736 sqft
Flooring	Softwood
Interior Walls	Plaster

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Exterior Material	Asbestos
Construction Type	Wood
Roof Type	Gable
Roof Material	Metal
Lot Area	7,200 sqft (0.165 acres)
Lot Dimensions	120 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	226 W 5TH ST
City	HERMANN
State	MO
Zip	65041-1014
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 30, W 5TH, ORIG TOWN HERMANN
Legal Range	05W
Legal Township	46N
Legal Section	26
Legal Subdivision	ON WEST FIFTH STREET
Legal Lot Number	30
Jurisdiction	GASCONADE MO
Township / Civil Division	ROARK
Census Block Group	2
Census Block	2028
Census Tract	960100

Owner

Source: Gasconade County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	226 W 5TH ST, HERMANN, MO 65041-1014
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 24, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance UNITED BANK OF UNION
Jun 9, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance FIRST COMMUNITY CREDIT UNION
Mar 7, 2017	Deed of Trust, Mortgage · Conventional Mortgage HERITAGE COMMUNITY BANK
Jun 24, 2005	Deed of Trust, Mortgage MERS
Jul 23, 2024	Warranty Deed, Transfer FLAT BRANCH MORTGAGE INC
Aug 8, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage FIRST HORIZON BANK
Jun 9, 2020	Quit Claim Deed, Transfer · Stand-Alone Refinance FIRST COMMUNITY CREDIT UNION
Mar 7, 2017	Warranty Deed, Transfer · Conventional Mortgage HERITAGE COMMUNITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 23, 2024 · Amount on Record
Deed Sale	Jul 23, 2024 · Amount on Record
Prior Sale	Aug 8, 2022 · Amount on Record
Deed Document Number	20241580
Prior Transfer Date	Jun 2, 2020
Prior Transfer Doc	20201534
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GASCONADE MO
Property Address	226 W 5TH ST, HERMANN, MO 65041-1014
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020221532
Date	May 24, 2022
Instrument	2022-1532

Lender

Name	UNITED BANK OF UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GASCONADE MO
Property Address	226 W 5TH ST, HERMANN, MO 65041-1014
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020201535
Date	Jun 9, 2020
Instrument	2020-1535

Lender

Name	FIRST COMMUNITY CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2035

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GASCONADE MO
Property Address	226 W 5TH ST, HERMANN, MO 65041-1014
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020170728
Date	Mar 7, 2017
Instrument	2017-0728

Lender

Name	HERITAGE COMMUNITY BANK
Type	Bank
Address	WASHINGTON, MO 63090

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2047

June 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GASCONADE MO
Property Address	226 W 5TH ST, HERMANN, MO 65041-1014
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	02005/2429
Date	Jun 24, 2005
Book Page	2005/2429

Lender

Name	MERS
Address	1332 BAUR BLVD

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jun 1, 2020

July 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GASCONADE MO
Recording Date	Jul 23, 2024
Property Address	226 W 5TH ST, HERMANN, MO 65041-1014
Document Number	0020241580
Instrument Date	Jul 19, 2024
Instrument	2024-1580
Transaction Type	Transfer
Record Updated	Apr 24, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	226 W 5TH ST, HERMANN, MO 65041-1014

Mortgage

Document Number	0020241581
Date	Jul 23, 2024
Instrument	2024-1581

Lender

Name	FLAT BRANCH MORTGAGE INC
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2054

Mortgage

Document Number	0020241582
Date	Jul 23, 2024
Instrument	2024-1582

Lender

Name	FLAT BRANCH MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2054

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GASCONADE MO
Recording Date	Aug 8, 2022
Property Address	226 W 5TH ST, HERMANN, MO 65041-1014
Document Number	0020222295
Instrument Date	Aug 4, 2022
Instrument	2022-2295
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	226 W 5TH ST, HERMANN, MO 65041-1014

Mortgage

Document Number	0020222296
Date	Aug 8, 2022
Instrument	2022-2296

Lender

Name	FIRST HORIZON BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GASCONADE MO
Recording Date	Jun 9, 2020
Property Address	226 W 5TH ST, HERMANN, MO 65041-1014
Document Number	20201534
Instrument Date	Jun 2, 2020
Instrument	2020-1534
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	CLEAR TITLE GROUP

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	226 W 5TH ST, HERMANN, MO 65041-1014

Mortgage

Document Number	20201535
Date	Jun 9, 2020
Instrument	2020-1535

Lender

Name	FIRST COMMUNITY CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2035

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GASCONADE MO
Recording Date	Mar 7, 2017
Property Address	226 W 5TH ST, HERMANN, MO 65041-1014
Document Number	20170727
Instrument Date	Mar 3, 2017
Instrument	2017-0727
Transaction Type	Transfer
Record Updated	Jul 27, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	226 W 5TH ST, HERMANN, MO 65041-1014

Mortgage

Document Number	20170728
Date	Mar 7, 2017
Instrument	2017-0728

Lender

Name	HERITAGE COMMUNITY BANK
Type	Bank
Address	WASHINGTON, MO 63090

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

Source: Gasconade County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Gasconade County
Municipality	Hermann City
Unified School District	Gasconade County R-I School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$15,660 (-)	$82,430 (-) Land $18,150 Building $64,280
2025	$1,024.00 (+7.45%)	$15,660 (+8.9%)	$82,430 (+8.89%) Land $18,150 Building $64,280
2023	$953.00 (+3.7%)	$14,380	$75,700
2022	$919.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	74 (1982–2017)
Claims Outside the SFHA	3 of 74
Most Recent Claim	May 2017 · Severe Storms, Tornadoes, Straight-line Winds And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Dec 2015 · 7 claims Severe Storms, Tornadoes, Hail, Flooding, May 1995 · 14 claims Severe Storms & Flooding, Sep 1993 · 28 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERMANN PWS serves 2,500 people · EPA ID MO6010360
Water Source	Groundwater
Last State Inspection	Feb 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Callabyte Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Wave Internet Technologies Fixed Wireless	100 / 100
AT&T Fixed Wireless	100 / 20

May also be available: FireServe.

Nearby Properties on W 5th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures