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226 Union St, River Falls, WI 54022 Property Records

St. Croix County property record for 226 Union St, River Falls, WI 54022

Property Summary

Property TypeSingle Family Home
Lot Size0.206 acres (8,996 sqft)
Owner2 Individual Names on File
Last Sale$225,000 (Jun 2020)
Tax Bill$4,074 (2026)
Deeds & MortgagesJun 2020 Sale & Mortgage
Nov 2018 Foreclosure
Flood ZoneZone X (minimal risk)
APN276-1005-80-000

Property Details

APN / Parcel Number

Primary APN276-1005-80-000
Alternative APN
  • 36.28.19.29A

Exterior

Lot Area8,996 sqft (0.206 acres)

Location & Zoning

Street Address226 UNION ST
CityRIVER FALLS
StateWI
Zip54022-1543
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOX ADD WARD 1 R.F. LOT 9 E 1/2 LOT 9 NKA CSM 4/1162 LOT 1
Legal Range19W
Legal Township28N
Legal Section36
Legal SubdivisionCOX ADD
Legal Lot Number1,9
JurisdictionST CROIX WI
Township / Civil DivisionRIVER FALLS
Census Block Group1
Census Block1070
Census Tract120901

Owner

226 Union St is owned and occupied by two individuals who bought it in June 2020.

Source: St. Croix County records, as of October 21, 2026

Owner of Record2 Individual Names on File
Mailing Address226 UNION ST, RIVER FALLS, WI 54022-1543
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 1, 2020Special Warranty Deed, Transfer · Conventional Mortgage
WATERSTONE MORTGAGE
Nov 21, 2018Trustee's Deed, Foreclosure
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 1, 2020 · Amount on File
Deed SaleJun 1, 2020 · Amount on File
Prior SaleNov 21, 2018
Deed Document Number20201103770
Prior Transfer DateOct 19, 2018
Prior Transfer Doc0001074628
Record UpdatedOct 29, 2026

June 2020: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionST CROIX WI
Recording DateJun 1, 2020
Property Address226 UNION ST, RIVER FALLS, WI 54022-1543
Document Number0001103770
Map ReferenceMB4PG1162DOC37248
Instrument DateApr 27, 2020
Instrument1103770
Transaction TypeTransfer
Record UpdatedFeb 3, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$675.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Notice of Foreclosure Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3630 PEACHTREE RD NE STE 1500, 3630, ATLANTA, GA 30326-1598

Transferred To (Grantee/Buyer)

NameVerified Name
Address226 UNION ST, RIVER FALLS, WI 54022-1543

Mortgage

Document Number0001103771
DateJun 1, 2020
Instrument1103771
Lender
NameWATERSTONE MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount on Record
Interest
Rate TypeFixed Rate

November 2018: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionST CROIX WI
Recording DateNov 21, 2018
Property Address226 UNION ST, RIVER FALLS, WI 54022-1543
Document Number0001074628
Instrument DateOct 19, 2018
Instrument1074628
Transaction TypeForeclosure
Record UpdatedDec 20, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCorporate Trust
Address226 UNION ST RIVER FALLS WI 540221543, RIVER FALLS, WI 54022-1543

Tax Assessment & Valuation

The 2026 property tax bill for 226 Union St was $4,074 with a homeowner's exemption, up % from the year before.

Source: St. Croix County assessment roll, as of February 20, 2026

Property Jurisdictions

TypeName
StateWisconsin
CountySt. Croix County
MunicipalityRiver Falls City
Unified School DistrictRiver Falls School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,074.00 (+0.02%) Homeowner's exemption
2025$4,073.00 Homeowner's exemption$305,100 Land $58,300 Building $246,800$305,100 Land $58,300 Building $246,800
2023$3,539.00 Homeowner's exemption$225,000 Land $44,900 Building $180,100$225,000 Land $44,900 Building $180,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 226 Union St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective April 1, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims3 (1998–2020)
Claims Outside the SFHA1 of 3
Most Recent ClaimJun 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 226 Union St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRIVER FALLS WATERWORKS
serves 16,000 people · EPA ID WI6480246
Water SourceGroundwater
Last State InspectionFeb 2024
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
T-Mobile
Fixed Wireless		100 / 20

May also be available: Baldwin Telecom, Verizon.

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