Mitchell County property record for 226 Thompson Rd, Spruce Pine, NC 28777 · Last verified October 2025
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,008 sqft · built 1960 |
| Lot Size | 1.67 acres (72,745 sqft) |
| Owner | Individual Name on File |
| Last Sale | $95,000 (Aug 2022) |
| Tax Bill | $756 (2025) |
| Deeds & Mortgages | Aug 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0880-08-77-9979 |
| Primary APN | 0880-08-77-9979 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,008 sqft Living Area |
| Year Built | Built 1960 |
|---|---|
| Construction Type | Wood |
| Foundation Type | Raised |
| Lot Area | 72,745 sqft (1.67 acres) |
| Heating System | Central |
|---|
| Account Number | 555784467 |
|---|---|
| Street Address | 226 THOMPSON RD |
| City | SPRUCE PINE |
| State | NC |
| Zip | 28777-8707 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PINE BRANCH RD |
| Jurisdiction | MITCHELL NC |
| Township / Civil Division | GRASSY CREEK |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 950300 |
Source: Mitchell County records · APN 0880-08-77-9979
Assessment roll updated January 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 226 THOMPSON RD, SPRUCE PINE, NC 28777-8707 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 24, 2022 · Amount on Record |
| Deed Sale | Aug 24, 2022 · Amount on Record |
| Deed Document Number | 2022002483 |
| Deed Book / Page | 648 / 152 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MITCHELL NC |
| Recording Date | Aug 24, 2022 |
| Property Address | 226 THOMPSON RD, SPRUCE PINE, NC 28777-8707 |
| Document Number | 000648/152 |
| Book / Page | 648 / 152 |
| Instrument Date | Aug 24, 2022 |
| Instrument | 2022002483 |
| Transaction Type | Transfer |
| Record Updated | Sep 08, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $190.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 226 THOMPSON RD, 226, SPRUCE PINE, NC 28777-8707 |
| Name | Verified Name |
|---|---|
| Address | 226 THOMPSON RD, SPRUCE PINE, NC 28777-8707 |
| Document Number | 000648/155 |
|---|---|
| Date | Aug 24, 2022 |
| Book Page | 648/155 |
| Instrument | 2022002484 |
| Name | LOCAL GOVERNMENT FCU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.4% |
| Type Change Date | Sep 01, 2027 |
| Change Frequency | 5 Years |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 6.4% |
| Index | 5-Year CMT |
| Max Rate | 10.4% |
Source: Mitchell County records · Assessment roll updated January 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mitchell County |
| Unified School District | Mitchell County Schools (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $756.00 (+1.61%) | $118,200 (-) Land $18,900 Building $99,300 |
| 2023 | $744.00 | $118,200 Land $18,900 Building $99,300 |
Source: FEMA National Flood Hazard Layer, Mitchell County (37121C), updated May 2, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371219503001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (2003–2024) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Sep 2024, river or lake flooding, Tropical Storm Helene |
| Wildfire Risk | Moderate above 57% of the US · above 79% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 775 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 59 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| Zito West Holding | Fiber | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
May also be available at this address: Zito West Holding. Availability varies by address; speeds are provider-advertised maximums, not measured.
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