226 Strathmoor Way, O Fallon, MO 63368 Property Records

St. Charles County property record for 226 Strathmoor Way, O Fallon, MO 63368

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,960 sqft · built 2001
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on Record
Last Sale	$490,000 (Nov 2025)
Tax Bill	$5,488 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Nov 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`T001600585`

Property Details

APN / Parcel Number

Primary APN	`T001600585`
Alternative APN	`2-113B-8184-00-013B.0000000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,960 sqft Living Area
Gross Area	5,030 sqft
1st Floor Area	2,960 sqft
Basement Area	1,320 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Ranch
Exterior Material	Brick/Stone
Lot Area	10,890 sqft (0.25 acres)
Garage Type	Attached
Garage Area	750 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	18 sqft

Location & Zoning

Account Number	T001600585
Street Address	226 STRATHMOOR WAY
City	O FALLON
State	MO
Zip	63368-7227
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ABERDEEN VLG B LOT 13B
Legal Subdivision	ABERDEEN VLG B
Legal Lot Number	13B
Jurisdiction	ST CHARLES MO
Township / Civil Division	BOONE
Census Block Group	2
Census Block	2011
Census Tract	311154

Owner

Source: St. Charles County records, as of September 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	226 STRATHMOOR WAY, O FALLON, MO 63368-7227
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2026	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Nov 25, 2025	Warranty Deed, Transfer · Conventional Mortgage NEW AMERICAN FUNDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 25, 2025 · Amount on Record
Deed Sale	Nov 25, 2025 · Amount on Record
Prior Sale	Jan 13, 2006 · Amount on Record
Deed Document Number	202553135
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	226 STRATHMOOR WAY, DARDENNE PRAIRIE, MO 63368-7227
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	226 STRATHMOOR WAY, O FALLON, MO 63368-7227

Mortgage

Document Number	0000012031
Date	Mar 17, 2026
Instrument	2026R-012031

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Apr 6, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Nov 25, 2025
Property Address	226 STRATHMOOR WAY, DARDENNE PRAIRIE, MO 63368-7227
Document Number	0000053135
Map Reference	MB 35 PG 375&376
Instrument Date	Nov 20, 2025
Instrument	2025R-053135
Transaction Type	Transfer
Record Updated	Dec 10, 2025
Title Company	STATE LOUIS COMPANY TITLE (SLCTC), STL

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2113 SAINT PETERS CENTRE BLVD # BLVD2129, BLVD2129, SAINT PETERS, MO 63376-2629

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	226 STRATHMOOR WAY, DARDENNE PRAIRIE, MO 63368-7227

Mortgage

Document Number	0000053136
Date	Nov 25, 2025
Instrument	2025R-053136

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Dardenne Prairie City
County	St. Charles County
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$90,743 (-)	$477,597 (-) Land $90,000 Building $387,597
2025	$5,488.00 (+6.75%)	$90,743 (+9.83%)	$477,597 (+9.83%) Building $477,597
2024	$5,141.00
2023		$82,620
2022			$434,840 Land $70,000 Building $364,840

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 466 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: i3 Broadband.

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