St. Louis County property record for 226 Straightoak Ct, Ballwin, MO 63021
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,150 sqft · built 1982 |
| Lot Size | 0.166 acres (7,244 sqft) |
| Owner | Individual Name on File |
| Last Sale | $104,000 (May 1997) |
| Tax Bill | $3,099 (2025) |
| Deeds & Mortgages | Feb 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 24R-12-0127 |
| Primary APN | 24R-12-0127 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,150 sqft Living Area |
| 1st Floor Area | 1,150 sqft |
| Basement Area | 400 sqft |
| Family Room | Family Room |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1982 |
| Architectural Style | Split Foyer |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Lot Area | 7,244 sqft (0.166 acres) |
| Lot Dimensions | 63 ft deep x 63 ft wide |
| View / Lot | Cul-De-Sac |
| Garage Type | Attached |
| Garage Area | 2 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
| Porch Area | 65 sqft |
| Patio Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 226 STRAIGHTOAK CT |
|---|---|
| City | BALLWIN |
| State | MO |
| Zip | 63021-6566 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R4 |
| Legal Description | SHADOWOAK PLAT 1 3 29 78 LOT 6 |
| Legal Subdivision | SHADOWOAK PLAT 1 |
| Legal Lot Number | 6 |
| Jurisdiction | ST LOUIS MO |
| Township / Civil Division | QUEENY |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 217932 |
226 Straightoak Ct is owned and occupied by an individual who bought it in May 1997.
Source: St. Louis County records, as of September 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 226 STRAIGHTOAK CT, BALLWIN, MO 63021-6566 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 7, 1997 · Amount on File |
| Deed Sale | May 7, 1997 · Amount on File |
| Deed Document Number | 1997752 |
| Deed Book / Page | 1156 / 517 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 226 STRAIGHTOAK CT, BALLWIN, MO 63021-6566 |
| Document Number | 0229260461 |
| Instrument Date | Feb 28, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 5, 2018 |
| Title Company | TITLE RSRCS INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 226 STRAIGHTOAK CT BALLWIN MO 630216566, BALLWIN, MO 63021-6566 |
| Document Number | 0229260461 |
|---|---|
| Date | Mar 6, 2018 |
| Book Page | 022926/000461 |
| Instrument | 67 |
| Name | HOME LOAN EXPERT LLC |
|---|---|
| Address | SAINT LOUIS, MO 63144 |
| Amount | Amount on Record |
|---|---|
| Term | 120 Months |
| Due | Mar 5, 2028 |
The 2025 property tax bill for 226 Straightoak Ct was $3,099, down 1.3% from the year before.
Source: St. Louis County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Louis County |
| Unified School District | Parkway C-2 School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $50,370 (-) Land $21,930 Building $28,440 | $265,100 (-) Land $115,400 Building $149,700 | |
| 2025 | $3,099.00 (-1.34%) | $50,370 Land $21,930 Building $28,440 | $265,100 Land $115,400 Building $149,700 |
| 2024 | $3,141.00 (+1.42%) | ||
| 2023 | $3,097.00 (+20.79%) | $48,370 (+31.65%) Land $16,450 Building $31,920 | $254,600 Land $86,600 Building $168,000 |
| 2022 | $2,564.00 | $36,740 Land $16,450 Building $20,290 | |
| 2021 | $193,400 Land $86,600 Building $106,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 226 Straightoak Ct in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1982–1985) |
| Most Recent Claim | Nov 1985 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 226 Straightoak Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 399 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: i3 Broadband, Wisper ISP.
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